Clay County property record for 3601 28th St N, Moorhead, MN 56560
| Property Type | Single Family Home |
|---|---|
| Details | built 1961 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $254,900 (Sep 2021) |
| Tax Bill | $3,150 (2026) |
| Deeds & Mortgages | Sep 2021 Sale & Mortgage Jul 2021 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 23.028.1401 |
| Primary APN | 23.028.1401 |
|---|
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 1961 |
| Lot Area | 43,560 sqft (1 acres) |
| Street Address | 3601 28TH ST N |
|---|---|
| City | MOORHEAD |
| State | MN |
| Zip | 56560-6636 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SECTION 28 TOWNSHIP 140 RANGE 048 S 130' OF E 335' OF NE1/4 |
| Legal Range | 48 |
| Legal Township | 140 |
| Legal Section | 28 |
| Jurisdiction | CLAY MN |
| Township / Civil Division | OAKPORT |
| Census Block Group | 1 |
| Census Block | 1036 |
| Census Tract | 30106 |
Source: Clay County records, as of August 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3601 28TH ST N, MOORHEAD, MN 56560-6636 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 21, 2021 | Warranty Deed, Transfer · Conventional Mortgage WESTERN STATE BANK |
| Jul 23, 2021 | Quit Claim Deed, Transfer PLAINS TITLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 21, 2021 · Amount on Record |
| Deed Sale | Sep 21, 2021 · Amount on Record |
| Prior Sale | Nov 3, 2016 · Amount on Record |
| Deed Document Number | 2021820928 |
| Prior Transfer Date | Jul 21, 2021 |
| Prior Transfer Doc | 0000818689 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY MN |
| Recording Date | Sep 21, 2021 |
| Property Address | 3601 28TH ST N, MOORHEAD, MN 56560-6636 |
| Document Number | 0000820928 |
| Instrument Date | Sep 21, 2021 |
| Instrument | 820928 |
| Transaction Type | Transfer |
| Record Updated | Aug 15, 2022 |
| Title Company | PLAINS TITLE LLC, PLAINS TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $841.17 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3601 28TH ST N, MOORHEAD, MN 56560-6636 |
| Document Number | 0000820929 |
|---|---|
| Date | Sep 21, 2021 |
| Instrument | 820929 |
| Name | WESTERN STATE BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CLAY MN |
| Recording Date | Jul 23, 2021 |
| Property Address | 3601 28TH ST N, MOORHEAD, MN 56560-6636 |
| Document Number | 0000818689 |
| Instrument Date | Jul 21, 2021 |
| Instrument | 818689 |
| Transaction Type | Transfer |
| Record Updated | Nov 15, 2022 |
| Title Company | PLAINS TITLE |
| Tax | $1.65 |
|---|---|
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 731 WHEELOCK RD, QUECHEE, VT 05059-3049 |
| Investor | Possibly a Property Investor |
Source: Clay County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Clay County |
| County Subdivision | Oakport Township |
| Unified School District | Moorhead Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,150.00 (+20.14%) Homeowner's exemption | $293,400 (-1.61%) Land $55,000 Building $238,400 | $293,400 (-1.61%) Land $55,000 Building $238,400 |
| 2025 | $298,200 (+13%) Land $55,000 Building $243,200 | $298,200 (+13%) Land $55,000 Building $243,200 | |
| 2023 | $2,622.00 Homeowner's exemption | $263,900 Land $55,000 Building $208,900 | $263,900 Land $55,000 Building $208,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 14 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 213 (1997–2014) |
| Claims Outside the SFHA | 180 of 213 |
| Most Recent Claim | May 2014 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 86% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Otter Tail Telecom Fiber | 1,000 / 1,000 |
| Midco Fixed Wireless · Cable in parts of the area | 100 / 20 |
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