Clay County property record for 1950 28th St N, Moorhead, MN 56560
| Property Type | Commercial |
|---|---|
| Lot Size | 10.5 acres (458,687 sqft) |
| Owner | Company Name on Record |
| Last Sale | $105,300 (Dec 2010) |
| Tax Bill | $34,098 (2026) |
| Deeds & Mortgages | Jul 2021 Mortgage Jul 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 58.900.1982 |
| Primary APN | 58.900.1982 |
|---|
| Lot Area | 458,687 sqft (10.5 acres) |
|---|
| Street Address | 1950 28TH ST N |
|---|---|
| City | MOORHEAD |
| State | MN |
| Zip | 56560 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | PT SW1/4SW/14 BEG 117' N OF SW1/4 COR; N1197.22', E383', S1197.85' AND W383' TO POB 34-140-48 SECTION 34 TOWNSHIP 140 RANGE 0 |
| Legal Range | 48 |
| Legal Township | 140 |
| Legal Section | 34 |
| Jurisdiction | CLAY MN |
| Township / Civil Division | MOORHEAD |
| Census Block Group | 1 |
| Census Block | 1039 |
| Census Tract | 30106 |
Source: Clay County records, as of August 25, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 2139 100TH AVE N, MOORHEAD, MN 56560-7242 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Jul 20, 2021 | Deed of Trust, Mortgage · Commercial Mortgage MINNESOTA BUSINESS FINANCE CO |
| Jul 15, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIRST INTERNATIONAL BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 16, 2010 · Amount on Record |
| Deed Sale | Dec 16, 2010 · Amount on Record |
| Deed Document Number | 2010691240 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MN |
| Property Address | 1950 28TH ST N, MOORHEAD, MN 56560 |
| Transaction Type | Mortgage |
| Record Updated | Aug 4, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000818563 |
|---|---|
| Date | Jul 20, 2021 |
| Instrument | 818563 |
| Name | MINNESOTA BUSINESS FINANCE CO |
|---|---|
| Type | Funding / Finance Company |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Sep 1, 2046 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MN |
| Property Address | 1950 28TH ST N, MOORHEAD, MN 56560 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000803157 |
|---|---|
| Date | Jul 15, 2020 |
| Instrument | 803157 |
| Name | FIRST INTERNATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 252 Months |
| Due | Apr 15, 2041 |
| Rate Type | Adjustable Rate |
|---|
Source: Clay County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Clay County |
| Municipality | Moorhead City |
| Unified School District | Moorhead Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $34,098.00 (+1.45%) | $1,608,600 (+7.46%) Land $115,800 Building $1,492,800 | $1,608,600 (+7.46%) Land $115,800 Building $1,492,800 |
| 2025 | $1,496,900 (+7.76%) Land $115,800 Building $1,381,100 | $1,496,900 (+7.76%) Land $115,800 Building $1,381,100 | |
| 2023 | $33,610.00 | $1,389,100 Land $115,800 Building $1,273,300 | $1,389,100 Land $115,800 Building $1,273,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 14 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 213 (1997–2014) |
| Claims Outside the SFHA | 180 of 213 |
| Most Recent Claim | May 2014 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.4% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Otter Tail Telecom Fiber | 1,000 / 1,000 |
| Midco Fixed Wireless | 100 / 20 |
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