3600 Barclay Downs Dr, Charlotte, NC 28209 Property Records

Mecklenburg County property record for 3600 Barclay Downs Dr, Charlotte, NC 28209

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,429 sqft · built 1958
Lot Size	0.415 acres (18,109 sqft)
Owner	Individual Name on Record
Last Sale	$157,000 (Sep 1994)
Tax Bill	$7,304 (2023)
Deeds & Mortgages	Jun 2021 Line of Credit Nov 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`177-034-14`

Property Details

APN / Parcel Number

Primary APN	`177-034-14`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,429 sqft Heated Area
Gross Area	2,789 sqft
1st Floor Area	1,589 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Architectural Style	Split Level
Exterior Material	Wood Shingle
Foundation Type	Raised
Roof Material	Tar & Gravel
Lot Area	18,109 sqft (0.415 acres)
Garage Area	660 sqft

Exterior Amenities

Porch	Porch
Porch Area	16 sqft
Deck Area	252 sqft
Patio Area	324 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	177-034-14
Street Address	3600 BARCLAY DOWNS DR
City	CHARLOTTE
State	NC
Zip	28209-3408
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	L13 B8 M8-329
Legal Subdivision	BARCLAY DOWNS
Legal Block	8
Legal Lot Number	13
Jurisdiction	MECKLENBURG NC
Township / Civil Division	1, CHARLOTTE
Census Block Group	3
Census Block	3003
Census Tract	2910

Owner

Source: Mecklenburg County records, as of May 24, 2023

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	3600 BARCLAY DOWNS DR, CHARLOTTE, NC 28209-3408
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2021	Deed of Trust, Mortgage · Line of Credit SOUTH STATE BANK NATIONAL ASSOCIATION
Nov 24, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage SOUTH STATE BANK NATIONAL ASSOCIATI
Sep 5, 2017	Intrafamily Transfer, Transfer · ARM SOUTH STATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 1, 1994 · Amount on Record
Deed Sale	Sep 1, 1994 · Amount on Record
Prior Sale	Sep 5, 2017
Deed Document Number	0079020567
Deed Book / Page	177
Last Transfer Date	Nov 24, 2020
Transfer Doc	0000199188
Record Updated	Jun 7, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	3600 BARCLAY DOWNS DR, CHARLOTTE, NC 28209-3408
Transaction Type	Mortgage
Record Updated	May 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3600 BARCLAY DOWNS DR, CHARLOTTE, NC 28209-3408
Investor	Possibly a Property Investor

Mortgage

Document Number	0000107722
Date	Jun 1, 2021
Book Page	36132/227
Instrument	2021107722

Lender

Name	SOUTH STATE BANK NATIONAL ASSOCIATION
Type	Bank
Address	CHARLESTON, SC 29423

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	119 Months
Due	May 20, 2031

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MECKLENBURG NC
Recording Date	Nov 24, 2020
Property Address	3600 BARCLAY DOWNS DR, CHARLOTTE, NC 28209-3408
Document Number	0000199188
Book / Page	35358 / 140
Map Reference	MB 58 PG 329
Instrument Date	Nov 18, 2020
Instrument	2020199188
Transaction Type	Transfer
Record Updated	Jun 15, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3600 BARCLAY DOWNS DR, 3600, CHARLOTTE, NC 28209-3408

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3600 BARCLAY DOWNS DR, CHARLOTTE, NC 28209-3408

Mortgage

Document Number	0000199189
Date	Nov 24, 2020
Instrument	2020199189

Lender

Name	SOUTH STATE BANK NATIONAL ASSOCIATI
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

September 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MECKLENBURG NC
Recording Date	Sep 5, 2017
Property Address	3600 BARCLAY DOWNS DR, CHARLOTTE, NC 28209-3408
Document Number	0000120460
Book / Page	32098 / 212
Map Reference	MB8 PG329
Instrument Date	Aug 29, 2017
Instrument	2017120460
Transaction Type	Transfer
Record Updated	Jun 15, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3600 BARCLAY DOWNS DR, 3600, CHARLOTTE, NC 28209-3408

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3600 BARCLAY DOWNS DR, CHARLOTTE, NC 28209-3408

Mortgage

Document Number	0000120461
Date	Sep 5, 2017
Instrument	2017120461

Lender

Name	SOUTH STATE BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Type Change Date	Sep 1, 2022
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.87%
Index	1-Year LIBOR
Max Rate	8.87%

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Charlotte City
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (2018–2020)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Nov 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.9% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Google Fiber, Verizon.

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