3518 Barclay Downs Dr, Charlotte, NC 28209 Property Records

Mecklenburg County property record for 3518 Barclay Downs Dr, Charlotte, NC 28209

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,654 sqft · built 1962
Lot Size	0.4 acres (17,424 sqft)
Owner	2 Individual Names on File
Last Sale	$840,000 (Apr 2026)
Tax Bill	$5,788 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Jan 2021 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`177-034-16`

Property Details

APN / Parcel Number

Primary APN	`177-034-16`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,654 sqft Living Area
1st Floor Area	1,654 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 2005
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Raised
Roof Type	Gable
Roof Material	Other
Lot Area	17,424 sqft (0.4 acres)
Porch	Finished/Open Porch
Porch Area	25 sqft
Patio Area	28 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	3518 BARCLAY DOWNS DR
City	CHARLOTTE
State	NC
Zip	28209-3406
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	L11 B8 M8-329
Legal Subdivision	BARCLAY DOWNS
Legal Block	8
Legal Lot Number	11
Jurisdiction	MECKLENBURG NC
Township / Civil Division	1, CHARLOTTE
Census Block Group	3
Census Block	3003
Census Tract	2910

Owner

3518 Barclay Downs Dr is owned and occupied by two individuals who bought it in April 2026.

Source: Mecklenburg County records, as of July 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3518 BARCLAY DOWNS DR, CHARLOTTE, NC 28209-3406
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 24, 2026	Warranty Deed, Transfer · Conventional Mortgage AMERICAN SECURITY MORTGAGE CORPORATION
Jan 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage UWHARRIE BANK
Oct 30, 2017	Deed of Trust, Mortgage · Conventional Mortgage SUNTRUST MORTGAGE INC
Jul 6, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Dec 12, 2019	Warranty Deed, Transfer · Conventional Mortgage AMERICAN SECURITY MORTGAGE CORP
Aug 29, 2019	Warranty Deed, Transfer ATTORNEY ONLY
Sep 5, 2017	Warranty Deed, Transfer CARDINAL TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 24, 2026 · Amount on File
Deed Sale	Apr 24, 2026 · Amount on File
Prior Sale	Dec 12, 2019 · Amount on File
Deed Document Number	202642143
Deed Book / Page	40369 / 123
Prior Transfer Date	Jul 6, 2020
Prior Transfer Doc	0000101117
Record Updated	Oct 29, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Apr 24, 2026
Property Address	3518 BARCLAY DOWNS DR, CHARLOTTE, NC 28209-3406
Document Number	0000042143
Book / Page	40369 / 123
Instrument Date	Apr 23, 2026
Instrument	202642143
Transaction Type	Transfer
Record Updated	Jul 6, 2026
Title Company	SOUTH CITY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$169,680.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3518 BARCLAY DOWNS DR, CHARLOTTE, NC 28209-3406

Mortgage

Document Number	0000042144,
Date	Apr 24, 2026
Instrument	202642144

Lender

Name	AMERICAN SECURITY MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.11%
Initial Type	Fixed Rate
Max Rate	-1%

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	3518 BARCLAY DOWNS DR, CHARLOTTE, NC 28209-3406
Transaction Type	Mortgage
Record Updated	Feb 17, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000011846
Date	Jan 21, 2021
Book Page	35574/625
Instrument	2021011846

Lender

Name	UWHARRIE BANK
Type	Bank
Address	ALBEMARLE, NC 28001

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	3518 BARCLAY DOWNS DR, CHARLOTTE, NC 28209-3406
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000146378
Date	Oct 30, 2017
Book Page	32231/287
Instrument	2017146378

Lender

Name	SUNTRUST MORTGAGE INC
Type	Mortgage Company
Address	RICHMOND, VA 23224

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2047

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Jul 6, 2020
Property Address	3518 BARCLAY DOWNS DR, CHARLOTTE, NC 28209-3406
Document Number	0000101117
Book / Page	034772 / 000462
Instrument Date	Jul 6, 2020
Instrument	101117
Transaction Type	Transfer
Record Updated	Jul 31, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	3518 BARCLAY DOWNS DR CHARLOTTE NC 282093406, CHARLOTTE, NC 28209-3406

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Dec 12, 2019
Property Address	3518 BARCLAY DOWNS DR, CHARLOTTE, NC 28209-3406
Document Number	0000169731
Book / Page	34116 / 329
Map Reference	MB 8 PG 329
Instrument Date	Dec 11, 2019
Instrument	2019169731
Transaction Type	Transfer
Record Updated	Jun 15, 2021
Title Company	SOUTH CITY TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$970.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8889 RIVER PINE DR, 8889, CORDOVA, TN 38016-7101

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3518 BARCLAY DOWNS DR, CHARLOTTE, NC 28209-3406

Mortgage

Document Number	0000169732
Date	Dec 12, 2019
Instrument	2019169732

Lender

Name	AMERICAN SECURITY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2050

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Aug 29, 2019
Property Address	3518 BARCLAY DOWNS DR, CHARLOTTE, NC 28209-3406
Document Number	0000113446
Book / Page	033802 / 000678
Instrument Date	Aug 29, 2019
Instrument	113446
Transaction Type	Transfer
Record Updated	Oct 1, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$970.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3518 BARCLAY DOWNS DR CHARLOTTE NC 282093406, CHARLOTTE, NC 28209-3406

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Sep 5, 2017
Property Address	3518 BARCLAY DOWNS DR, CHARLOTTE, NC 28209-3406
Document Number	0000120360
Book / Page	032097 / 000442
Instrument Date	Aug 31, 2017
Instrument	120360
Transaction Type	Transfer
Record Updated	Sep 13, 2017
Title Company	CARDINAL TITLE

Transaction

Amount	Amount on Record
Tax	$826.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3518 BARCLAY DOWNS DR CHARLOTTE NC 282093406, CHARLOTTE, NC 28209-3406

Tax Assessment & Valuation

The 2025 property tax bill for 3518 Barclay Downs Dr was $5,788, up 1.6% from the year before.

Source: Mecklenburg County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Charlotte City
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,788.00 (+1.6%)	$732,100 Land $399,000 Building $333,100	$732,100 Land $399,000 Building $333,100
2024	$5,697.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3518 Barclay Downs Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (2018–2020)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Nov 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3518 Barclay Downs Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 271 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Google Fiber.

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