360 White Pine Ln, Hartfield, VA 23071 Property Records

Middlesex County property record for 360 White Pine Ln, Hartfield, VA 23071

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 2,381 sqft · built 2012
Lot Size	1.31 acres (57,064 sqft)
Owner	2 Individual Names on File
Last Sale	$699,000 (Jun 2021)
Tax Bill	$3,877 (2026)
Deeds & Mortgages	Jul 2019 Line of Credit Jun 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`43 12 3`

Property Details

APN / Parcel Number

Primary APN	`43 12 3`
Alternative APN	`10465`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,381 sqft Living Area
Gross Area	9,016 sqft
1st Floor Area	2,381 sqft
Attic	Attic
Attic Area	214 sqft
Basement Area	2,381 sqft
Finished Basement	2,381 sqft
Unfinished Basement	2,381 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2018
Exterior Material	Fiber Cement Siding
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	57,064 sqft (1.31 acres)
Garage Area	428 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Patio
Porch Area	355 sqft
Patio Area	150 sqft
Boat House	576 sqft
Boat Lift	Boat Lift

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	10465
Street Address	360 WHITE PINE LN
City	HARTFIELD
State	VA
Zip	23071-3155
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LDR
Legal Description	WILTON 1.31 AC D93-536 206-452 D307-442 D11-1969 D13-1395 1397 D21-1465
Legal Subdivision	WARD PLAT
Jurisdiction	MIDDLESEX VA
Township / Civil Division	PINE TOP
Census Block Group	2
Census Block	2015
Census Tract	951200

Owner

360 White Pine Ln is owned and occupied by two individuals who bought it in June 2021.

Source: Middlesex County records, as of October 8, 2026

Owner of Record	2 Individual Names on File
Mailing Address	360 WHITE PINE LN, HARTFIELD, VA 23071-3155
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2019	Deed of Trust, Mortgage · Line of Credit US BANK NATIONAL ASSOCIATION
Jun 4, 2021	Warranty Deed, Transfer · Conventional Mortgage NFM LENDING
Sep 3, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance THE FEDERAL SAVINGS BANK
May 29, 2018	Warranty Deed, Transfer · VA Mortgage NORTH AMERICAN SAVINGS BANK FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 4, 2021 · Amount on File
Deed Sale	Jun 4, 2021 · Amount on File
Prior Sale	May 29, 2018 · Amount on File
Deed Document Number	20211465
Record Updated	Oct 29, 2026

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX VA
Property Address	360 WHITE PINE LN, HARTFIELD, VA 23071-3155
Transaction Type	Mortgage
Record Updated	Dec 23, 2021
Title Company	SOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0190001124
Date	Jul 31, 2019
Instrument	190001124

Lender

Name	US BANK NATIONAL ASSOCIATION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Jun 4, 2049

Interest

Rate Type	Adjustable Rate

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIDDLESEX VA
Recording Date	Jun 4, 2021
Property Address	360 WHITE PINE LN, HARTFIELD, VA 23071-3155
Document Number	210001465
Instrument Date	Mar 23, 2021
Instrument	210001465
Transaction Type	Transfer
Record Updated	Jul 14, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	360 WHITE PINE LN, HARTFIELD, VA 23071-3155

Mortgage

Document Number	210001466
Date	Jun 4, 2021
Instrument	210001466

Lender

Name	NFM LENDING

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX VA
Property Address	360 WHITE PINE LN, HARTFIELD, VA 23071-3155
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	200001608
Date	Sep 3, 2020
Instrument	200001608

Lender

Name	THE FEDERAL SAVINGS BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2050

Interest

Rate Type	Fixed Rate

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIDDLESEX VA
Recording Date	May 29, 2018
Property Address	360 WHITE PINE LN, HARTFIELD, VA 23071-3155
Document Number	180001395
Instrument Date	May 22, 2018
Instrument	180001395
Transaction Type	Transfer
Record Updated	Dec 7, 2021
Title Company	LAWYERS TITLE/MIDDLE PENINSULA, LAWYERS TITLE/MID PENINSULA

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	360 WHITE PINE LN, HARTFIELD, VA 23071-3155

Mortgage

Document Number	180001396
Date	May 29, 2018
Instrument	180001396

Lender

Name	NORTH AMERICAN SAVINGS BANK FSB

Agreement

Type	VA Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 360 White Pine Ln was $3,877.

Source: Middlesex County assessment roll, as of October 8, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Middlesex County
Unified School District	Middlesex County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,877.00	$635,648 (-) Land $215,100 Building $420,548	$635,648 (-) Land $215,100 Building $420,548
2025	$3,877.00	$635,648 Land $215,100 Building $420,548	$635,648 Land $215,100 Building $420,548
2023	$3,789.00	$621,200 Land $215,100 Building $406,100	$621,200 Land $215,100 Building $406,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 360 White Pine Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	87 (1978–2020)
Claims Outside the SFHA	5 of 87
Most Recent Claim	Aug 2020 · other causes
Claims by Event	Hurricane Irene, Aug 2011 · 3 claims Tropical Depression Ernesto, Severe Storms And Flooding, Sep 2006 · 22 claims Hurricane Isabel, Sep 2003 · 43 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 360 White Pine Ln is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 54% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COVES AT WILTON CREEK private · serves 206 people · EPA ID VA4119405
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on White Pine Ln

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