320 White Pine Ln, Hartfield, VA 23071 Property Records

Middlesex County property record for 320 White Pine Ln, Hartfield, VA 23071

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,140 sqft · built 2000
Lot Size	1.55 acres (67,518 sqft)
Owner	2 Individual Names on File
Last Sale	$725,000 (Jun 2026)
Tax Bill	$3,057 (2026)
Deeds & Mortgages	Jun 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`43 12 2`

Property Details

APN / Parcel Number

Primary APN	`43 12 2`
Alternative APN	`10494`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	2,140 sqft Living Area
Gross Area	3,196 sqft
1st Floor Area	1,496 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2012
Exterior Material	Vinyl
Foundation Type	Brick
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	67,518 sqft (1.55 acres)
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Patio
Porch Area	144 sqft
Deck Area	168 sqft
Patio Area	314 sqft
Shed	1 Shed
Shed Area	80 sqft
Boat Lift	Boat Lift

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	10494
Street Address	320 WHITE PINE LN
City	HARTFIELD
State	VA
Zip	23071-3155
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LDR
Legal Description	WILTON 1.55 AC D205-468 P11-51 D206-452 413-618 D9-1764 D13-70 D26-937
Jurisdiction	MIDDLESEX VA
Township / Civil Division	PINE TOP
Census Block Group	2
Census Block	2015
Census Tract	951200

Owner

320 White Pine Ln is owned and occupied by two individuals who bought it in June 2026.

Source: Middlesex County records, as of October 8, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	320 WHITE PINE LN, HARTFIELD, VA 23071-3155
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 10, 2026 · Amount on File
Deed Sale	Jun 10, 2026 · Amount on File
Prior Sale	Jul 20, 2009 · Amount on File
Deed Document Number	2026937
Record Updated	Oct 29, 2026

June 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	MIDDLESEX VA
Recording Date	Jun 10, 2026
Property Address	320 WHITE PINE LN, HARTFIELD, VA 23071-3155
Document Number	0000000937
Instrument Date	Jun 3, 2026
Instrument	2026937
Transaction Type	Transfer
Record Updated	Jun 26, 2026
Title Company	LAWYERS TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$73,225.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 WHITE PINE LN, HARTFIELD, VA 23071-3155

Mortgage

Document Number	0000000938,
Date	Jun 10, 2026
Instrument	2026938

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.3%
Max Rate	-1%

Tax Assessment & Valuation

The 2026 property tax bill for 320 White Pine Ln was $3,057.

Source: Middlesex County assessment roll, as of October 8, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Middlesex County
Unified School District	Middlesex County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,057.00	$501,300 (-) Land $217,500 Building $283,800	$501,300 (-) Land $217,500 Building $283,800
2025	$3,057.00	$501,300 Land $217,500 Building $283,800	$501,300 Land $217,500 Building $283,800
2023	$3,057.00	$501,300 Land $217,500 Building $283,800	$501,300 Land $217,500 Building $283,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 320 White Pine Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	87 (1978–2020)
Claims Outside the SFHA	5 of 87
Most Recent Claim	Aug 2020 · other causes
Claims by Event	Hurricane Irene, Aug 2011 · 3 claims Tropical Depression Ernesto, Severe Storms And Flooding, Sep 2006 · 22 claims Hurricane Isabel, Sep 2003 · 43 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 320 White Pine Ln is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 54% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COVES AT WILTON CREEK private · serves 206 people · EPA ID VA4119405
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on White Pine Ln

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