360 W Wattles Rd, Troy, MI 48098 Property Records

Oakland County property record for 360 W Wattles Rd, Troy, MI 48098

Property Summary

Property TypeSingle Family Home
Details4 bd · 1 ba · 1,256 sqft · built 1946
Lot Size0.5 acres (21,780 sqft)
OwnerIndividual Name on Record
Last Sale$180,000 (Dec 2022)
Tax Bill$3,489 (2025)
Deeds & MortgagesDec 2022 Sale & Mortgage
Aug 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN88-20-16-452-018

Property Details

APN / Parcel Number

Primary APN88-20-16-452-018

Interior

Bedrooms4 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,256 sqft Living Area
1st Floor Area825 sqft
Basement Area825 sqft
Unfinished Basement825 sqft

Exterior

Year BuiltBuilt 1946
Effective Year BuiltEffective 1946
Architectural StyleBungalow
Exterior MaterialBlock
Construction TypeConcrete Block
Roof TypeGable
Lot Area21,780 sqft (0.5 acres)
Lot Dimensions203 ft deep x 106 ft wide
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area96 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal

Location & Zoning

Street Address360 W WATTLES RD
CityTROY
StateMI
Zip48098-4642
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1B
Legal DescriptionT2N, R11E, SEC 16 LAKEWOOD SUB LOT 119
Legal Range11E
Legal Township2N
Legal Section16
Legal SubdivisionLAKEWOOD SUB
Legal Lot Number119
JurisdictionOAKLAND MI
Township / Civil DivisionTROY
Census Block Group2
Census Block2007
Census Tract196900

Owner

Source: Oakland County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address4840 ARDEN AVE, WARREN, MI 48092-1181
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 12, 2022Warranty Deed, Transfer · Conventional Mortgage
STOCKTON MORTGAGE CORP
Aug 24, 2021Deed of Trust, Mortgage · Conventional Mortgage
BNC NATIONAL BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 12, 2022 · Amount on Record
Deed SaleDec 12, 2022 · Amount on Record
Prior SaleAug 10, 2009 · Amount on Record
Deed Document Number2022481314
Deed Book / Page58312 / 419
Prior Transfer DateOct 25, 2004
Prior Transfer Doc0000210845
Record UpdatedOct 29, 2026

December 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOAKLAND MI
Recording DateDec 12, 2022
Property Address360 W WATTLES RD, TROY, MI 48098-4642
Document Number0000481314
Book / Page58312 / 419
Map ReferenceLB 28 PG 27
Instrument DateOct 27, 2022
Instrument481314
Transaction TypeTransfer
Record UpdatedDec 27, 2022
Title CompanyFIRST PREMIER TITLE AGCY INS

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,350.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address360 W WATTLES RD, TROY, MI 48098-4642

Transferred To (Grantee/Buyer)

NameVerified Name
Address360 W WATTLES RD, TROY, MI 48098-4642

Mortgage

Document Number0058312421
DateDec 12, 2022
Instrument58312/421
Lender
NameSTOCKTON MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueNov 1, 2052

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address360 W WATTLES RD, TROY, MI 48098-4642
Transaction TypeMortgage
Record UpdatedSep 14, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address360 W WATTLES RD, TROY, MI 48098-4642

Mortgage

Document Number0000205983
DateAug 24, 2021
Book Page56745/578
Instrument205983
Lender
NameBNC NATIONAL BANK
TypeBank
AddressGLENDALE, AZ 85308
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2051

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
MunicipalityTroy City
Unified School DistrictTroy School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,489.00 (+2.74%)
2024$3,396.00 (+60.72%)
2023$159,760
2022$2,113.00$79,880

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTROY
serves 85,854 people · EPA ID MI0006690
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionDec 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 248 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
WOW Internet, Cable & Phone
Cable
1,200 / 50
Xfinity
Cable
1,200 / 35
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL
100 / 20

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