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186 W Wattles Rd, Troy, MI 48098 Property Records

Oakland County property record for 186 W Wattles Rd, Troy, MI 48098

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,701 sqft · built 1954
Lot Size0.43 acres (18,731 sqft)
Owner2 Individual Names on Record
Last Sale$181,000 (Jul 2017)
Tax Bill$3,988 (2025)
Deeds & MortgagesJan 2021 Mortgage
Jan 2018 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN88-20-16-478-012

Property Details

APN / Parcel Number

Primary APN88-20-16-478-012

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,701 sqft Living Area
1st Floor Area1,701 sqft
Basement Area1,701 sqft
Unfinished Basement1,701 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1954
Effective Year BuiltEffective 2004
Architectural StyleRanch
Exterior MaterialBrick
Construction TypeBrick
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Lot Area18,731 sqft (0.43 acres)
Lot Dimensions176 ft deep x 106 ft wide
Garage Area400 sqft
Parking Spaces2 Parking Spaces
Deck Area256 sqft
Patio Area256 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemHot Water
SewerMunicipal

Location & Zoning

Street Address186 W WATTLES RD
CityTROY
StateMI
Zip48098-4685
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1B
Legal DescriptionT2N, R11E, SEC 16 LAKEWOOD SUB LOT 126
Legal Range11E
Legal Township2N
Legal Section16
Legal SubdivisionLAKEWOOD SUB
Legal Lot Number126
JurisdictionOAKLAND MI
Township / Civil DivisionTROY
Census Block Group2
Census Block2009
Census Tract196900

Owner

Source: Oakland County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4080 WORTHINGTON DR, TROY, MI 48085-5722
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 5, 2021Intrafamily Transfer, Transfer · Conventional Mortgage
A BEST FINANCIAL CORPORATION
Jan 18, 2018Deed of Trust, Mortgage · Conventional Mortgage
LAKE MI CU
Jul 5, 2017Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 5, 2017 · Amount on Record
Deed SaleJul 5, 2017 · Amount on Record
Prior SaleMay 9, 2000 · Amount on Record
Deed Document Number2017128291
Deed Book / Page50835 / 190
Last Transfer DateDec 22, 2020
Transfer Doc0000003607
Record UpdatedOct 29, 2026

January 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOAKLAND MI
Recording DateJan 5, 2021
Property Address186 W WATTLES RD, TROY, MI 48098-4685
Document Number0000003607
Book / Page55450 / 416
Map ReferenceLB 28 PG 27
Instrument DateDec 22, 2020
Instrument3607
Transaction TypeTransfer
Record UpdatedJun 29, 2021
Title CompanyCROSSROADS TITLE

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address186 W WATTIES ROAD, TROY, MI 48098-4685

Mortgage

Document Number0000003608
DateJan 5, 2021
Book Page55450/417
Instrument3608
Lender
NameA BEST FINANCIAL CORPORATION
TypeNon-Lending Institution
AddressCANTON, MI 48187
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJan 1, 2036

January 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address186 W WATTLES RD, TROY, MI 48098-4685
Document Number0000015622
Book / Page051517 / 000714
Instrument DateJan 18, 2018
Transaction TypeMortgage
Record UpdatedFeb 21, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address4080 WORTHINGTON DR TROY MI 480855722, TROY, MI 48085-5722

Mortgage

Document Number0000015622
DateJan 30, 2018
Book Page051517/000714
Instrument15622
Lender
NameLAKE MI CU
TypeCredit Union
AddressGRAND RAPIDA, MI 49501
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueJan 29, 2038

July 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOAKLAND MI
Recording DateJul 5, 2017
Property Address186 W WATTLES RD, TROY, MI 48098-4685
Document Number0000128291
Book / Page050835 / 000190
Instrument DateJun 30, 2017
Instrument128291
Transaction TypeTransfer
Record UpdatedJul 25, 2017

Transaction

AmountAmount Recorded
Tax$1,556.00
Amount AccuracyConfirmed
Additional
  • Notice of Default
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4080 WORTHINGTON DR TROY MI 480855722, TROY, MI 48085-5722

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
MunicipalityTroy City
Unified School DistrictTroy School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,988.00 (-15.2%)
2023$209,480
2022$4,703.00$104,740

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 95% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTROY
serves 85,854 people · EPA ID MI0006690
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionDec 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 154 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
WOW Internet, Cable & Phone
Cable		1,200 / 50
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless · DSL		100 / 20

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