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360 W 4th St, Garner, IA 50438 Property Records

Hancock County property record for 360 W 4th St, Garner, IA 50438

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,052 sqft · built 1890
Lot Size0.212 acres (9,235 sqft)
OwnerCompany Name on File
Last Sale$70,000 (Mar 2021)
Tax Bill$1,154 (2025)
Deeds & MortgagesMar 2021 Mortgage
Jul 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN2101450081

Property Details

APN / Parcel Number

Primary APN2101450081

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,052 sqft Living Area
1st Floor Area724 sqft
Basement Area117 sqft
Unfinished Basement117 sqft
FlooringCarpet
Interior WallsPlaster

Exterior

Year BuiltBuilt 1890
Effective Year BuiltEffective 1914
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area9,235 sqft (0.212 acres)
Garage TypeAttached
Garage Area332 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemHVAC
Water SourceCommercial

Location & Zoning

Street Address360 W 4TH ST
CityGARNER
StateIA
Zip50438-1304
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionORIG E 1/2 LOTS 7 & 8 E 4' OF W 1/2 LOTS 7 & 8 BLK 45
Legal SubdivisionGARNER
Legal Block45
Legal Lot Number7&8E
JurisdictionHANCOCK IA
Township / Civil DivisionCONCORD
Census Block Group2
Census Block2003
Census Tract270100

Owner

Source: Hancock County records · APN 2101450081

Assessment roll updated September 29, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address750 W 5TH ST, GARNER, IA 50438-1414
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Mar 22, 2021Deed of Trust, Mortgage · Commercial Mortgage
RELIANCE STATE BANK
Jul 21, 2017Deed of Trust, Mortgage · Line of Credit
MANUFACTURERS BANK & TRUST CO

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 22, 2021 · Amount on Record
Deed SaleMar 22, 2021 · Amount on Record
Prior SaleApr 28, 2005 · Amount on Record
Deed Document Number2021608
Record UpdatedSep 20, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHANCOCK IA
Property Address360 W 4TH ST, GARNER, IA 50438-1304
Transaction TypeMortgage
Record UpdatedJun 22, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000210609
DateMar 22, 2021
Instrument21-0609
Lender
NameRELIANCE STATE BANK
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

July 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHANCOCK IA
Property Address360 W 4TH ST, GARNER, IA 50438-1304
Transaction TypeMortgage
Record UpdatedAug 02, 2017

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number, 17-1284
DateJul 21, 2017
Instrument17-1284
Lender
NameMANUFACTURERS BANK & TRUST CO
TypeBank
AddressFOREST CITY, IA 50436
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueJul 26, 2027
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Hancock County records · Assessment roll updated September 29, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateIowa
CountyHancock County
MunicipalityGarner City
Unified School DistrictGarner-Hayfield-Ventura Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,154.00$101,340 (+29.79%) Land $21,000 Building $80,340$101,340 (+29.79%) Land $21,000 Building $80,340
2024$1,154.00 (-4.79%)
2023$78,080 (+7.7%) Land $12,250 Building $65,830$78,080 (+7.7%) Land $12,250 Building $65,830
2022$1,212.00$72,500 Land $12,250 Building $60,250
2021$72,500 Land $12,250 Building $60,250

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 26, 2022 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Communications 1 Network
Fiber		1,000 / 1,000
Mediacom Communications
Cable		1,000 / 50
Verizon
Fixed Wireless		300 / 20
LTD Broadband
Fixed Wireless		150 / 130
T-Mobile USA
Fixed Wireless		100 / 20

May also be available: Winnebago Cooperative Telecom Association.

Based on FCC filings for 229 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemGARNER WATER WORKS
serves 3,065 people
Water SourceGroundwater
Last State InspectionJun 2025
Lead2 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.

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