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290 W 4th St, Garner, IA 50438 Property Records

Hancock County property record for 290 W 4th St, Garner, IA 50438

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,480 sqft · built 1920
Lot Size0.2 acres (8,712 sqft)
Owner2 Individual Names on File
Tax Bill$1,620 (2025)
Deeds & MortgagesMar 2024 Mortgage
May 2019 Sale
Flood ZoneZone X (minimal risk)
APN2101360082

Property Details

APN / Parcel Number

Primary APN2101360082

Interior

Bedrooms3 Beds
Full Baths1 Bath
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories1 Story
Building Area1,480 sqft Living Area
1st Floor Area996 sqft
Basement Area692 sqft
Unfinished Basement692 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1944
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area8,712 sqft (0.2 acres)
Garage TypeMixed
Garage Area624 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

PorchPorch
Porch Area182 sqft
Deck Area120 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemHVAC
Water SourceCommercial

Location & Zoning

Street Address290 W 4TH ST
CityGARNER
StateIA
Zip50438-1302
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionORIG W 1/2 LOTS 7 & 8 BLK 36
Legal SubdivisionGARNER
Legal Block36
Legal Lot Number7&8
JurisdictionHANCOCK IA
Township / Civil DivisionCONCORD
Census Block Group1
Census Block1015
Census Tract270100

Owner

Source: Hancock County records · APN 2101360082

Assessment roll updated September 29, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address290 W 4TH ST, GARNER, IA 50438-1302
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

DateDocument
Mar 25, 2024Deed of Trust, Mortgage · Conventional Mortgage
CLEAR LAKE BANK AND TRUST CO
May 15, 2019Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last Transfer DateMay 13, 2019
Transfer Doc0000000822
Record UpdatedSep 20, 2026

March 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHANCOCK IA
Property Address290 W 4TH ST, GARNER, IA 50438-1302
Transaction TypeMortgage
Record UpdatedApr 09, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address290 W 4TH ST, GARNER, IA 50438-1302

Mortgage

Document Number0000240386
DateMar 25, 2024
Instrument24-0386
Lender
NameCLEAR LAKE BANK AND TRUST CO
TypeBank
AddressCLEAR LAKE, IA 50428
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term63 Months
DueJun 01, 2029

May 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHANCOCK IA
Recording DateMay 15, 2019
Property Address290 W 4TH ST, GARNER, IA 50438-1302
Document Number190822
Instrument DateMay 13, 2019
Instrument19-0822
Transaction TypeTransfer
Record UpdatedOct 08, 2021

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address290 W 4TH ST, GARNER, IA 50438-1302

Tax Assessment & Valuation

Source: Hancock County records · Assessment roll updated September 29, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateIowa
CountyHancock County
MunicipalityGarner City
Unified School DistrictGarner-Hayfield-Ventura Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,620.00 Homeowner's exemption$158,770 (+11.88%) Land $19,800 Building $138,970$158,770 (+11.88%) Land $19,800 Building $138,970
2024$1,620.00 (-18.1%)
2023$141,910 (+8.61%) Land $11,550 Building $130,360$141,910 (+8.61%) Land $11,550 Building $130,360
2022$1,978.00 Homeowner's exemption$130,660 Land $11,550 Building $119,110
2021$130,660 Land $11,550 Building $119,110

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 26, 2022 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Communications 1 Network
Fiber		1,000 / 1,000
Mediacom Communications
Cable		1,000 / 50
Verizon
Fixed Wireless		300 / 20
LTD Broadband
Fixed Wireless		150 / 130
T-Mobile USA
Fixed Wireless		100 / 20

May also be available: Winnebago Cooperative Telecom Association.

Based on FCC filings for 274 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemGARNER WATER WORKS
serves 3,065 people
Water SourceGroundwater
Last State InspectionJun 2025
Lead2 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.

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