360 Troy Rd, Oakland, OR 97462 Property Records

Douglas County property record for 360 Troy Rd, Oakland, OR 97462

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,682 sqft · built 1982
Lot Size	5 acres (217,800 sqft)
Owner	Individual Name on Record
Last Sale	$595,000 (Oct 2025)
Tax Bill	$2,298 (2025)
Deeds & Mortgages	Oct 2025 Sale & Mortgage Dec 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`24-07W-12B-00600`

Property Details

APN / Parcel Number

Primary APN	`24-07W-12B-00600`
Alternative APNs	`4837.22` `R10376`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,682 sqft Living Area
1st Floor Area	1,102 sqft
Basement Area	580 sqft
Finished Basement	580 sqft
Flooring	Vinyl/Resilient
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Exterior Material	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	217,800 sqft (5 acres)
Garage Type	Detached
Garage Area	864 sqft
Parking Spaces	1 Parking Space
Deck Area	192 sqft
Shed	1 Shed
Shed Area	40 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	4837.22
Street Address	360 TROY RD
City	OAKLAND
State	OR
Zip	97462-9766
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	5R
Legal Description	TRACT M&B INST 73-7233 (IN FIRE) SEE R10576 FOR BAL TL, ACRES 5.00
Jurisdiction	DOUGLAS OR
Township / Civil Division	SUTHERLIN
Census Block Group	1
Census Block	1002
Census Tract	60000

Owner

Source: Douglas County records, as of May 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	360 TROY RD, OAKLAND, OR 97462-9766
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2025	Warranty Deed, Transfer · Conventional Mortgage JMAC LENDING INC
Dec 20, 2021	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Nov 22, 2019	Warranty Deed, Transfer · FHA Mortgage UMPQUA BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 15, 2025 · Amount on Record
Deed Sale	Oct 15, 2025 · Amount on Record
Prior Sale	Dec 20, 2021 · Amount on Record
Deed Document Number	202511816
Record Updated	Oct 29, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DOUGLAS OR
Recording Date	Oct 15, 2025
Property Address	360 TROY RD, OAKLAND, OR 97462-9766
Document Number	0000011816
Instrument Date	Oct 14, 2025
Instrument	2025-011816
Transaction Type	Transfer
Record Updated	Oct 30, 2025
Title Company	WESTERN TITLE & ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	360 TROY RD, OAKLAND, OR 97462-9766

Mortgage

Document Number	0000011817
Date	Oct 15, 2025
Instrument	2025-011817

Lender

Name	JMAC LENDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DOUGLAS OR
Recording Date	Dec 20, 2021
Property Address	360 TROY RD, OAKLAND, OR 97462-9766
Document Number	0000024175
Instrument Date	Dec 17, 2021
Instrument	2021-024175
Transaction Type	Transfer
Record Updated	Jan 3, 2022
Title Company	WESTERN TITLE & ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	360 TROY RD, OAKLAND, OR 97462-9766

Mortgage

Document Number	0000024176
Date	Dec 20, 2021
Instrument	2021-024176

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DOUGLAS OR
Recording Date	Nov 22, 2019
Property Address	360 TROY RD, OAKLAND, OR 97462-9766
Document Number	0000018376
Instrument Date	Nov 22, 2019
Instrument	2019-018376
Transaction Type	Transfer
Record Updated	Mar 22, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	360 TROY RD, OAKLAND, OR 97462-9766

Mortgage

Document Number	0000018377
Date	Nov 22, 2019
Instrument	2019-018377

Lender

Name	UMPQUA BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2049

Tax Assessment & Valuation

Source: Douglas County assessment roll, as of November 19, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Douglas County
Unified School District	Oakland School District 1 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,298.00 (+3%)	$263,706 (+3%)	$438,327 (-0.84%) Land $117,599 Building $320,728
2024	$2,231.00 (+14%)	$256,026 (+3%)	$442,044 (+11.28%) Land $117,599 Building $324,445
2023	$1,957.00 (+2.89%)	$248,572 (+6.09%)	$397,226 (+27.4%) Land $117,599 Building $279,627
2022	$1,902.00	$234,309	$311,797 Land $117,599 Building $194,198

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	5 (1981–2025)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Mar 2025 · Severe Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Flooding, Landslides, And Mudslides, Mar 2025 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 87% of Oregon
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
DFN Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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