331 Troy Rd, Oakland, OR 97462 Property Records

Douglas County property record for 331 Troy Rd, Oakland, OR 97462

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,728 sqft · built 1993
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on Record
Last Sale	$704,900 (Dec 2020)
Tax Bill	$4,441 (2025)
Deeds & Mortgages	Aug 2019 Mortgage Dec 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`24-07W-11A-00700`

Property Details

APN / Parcel Number

Primary APN	`24-07W-11A-00700`
Alternative APNs	`4833.04` `R10136` `R10208`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Building Area	3,728 sqft Living Area
Gross Area	4,349 sqft
1st Floor Area	2,332 sqft
Basement Area	1,396 sqft
Finished Basement	1,396 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	217,800 sqft (5 acres)
Garage Type	Attached
Garage Area	525 sqft
Parking Spaces	2 Parking Spaces
Deck Area	96 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	4833.04
Street Address	331 TROY RD
City	OAKLAND
State	OR
Zip	97462-9766
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	5R
Legal Description	TRACT M&B INST 11323 (IN FIRE) SEE R10208 FOR BAL TL, ACRES 5.00
Jurisdiction	DOUGLAS OR
Township / Civil Division	SUTHERLIN
Census Block Group	1
Census Block	1002
Census Tract	60000

Owner

Source: Douglas County records, as of May 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	331 TROY RD, OAKLAND, OR 97462-9766
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Aug 28, 2019	Deed of Trust, Mortgage · Commercial Mortgage UMPQUA BANK
Dec 30, 2020	Warranty Deed, Transfer · Conventional Mortgage UMPQUA BANK
Aug 12, 2017	Deed of Trust, Mortgage · Conventional with PMI UMPQUA BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 30, 2020 · Amount on Record
Deed Sale	Dec 30, 2020 · Amount on Record
Deed Document Number	202022726
Record Updated	Oct 29, 2026

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS OR
Property Address	331 TROY RD, OAKLAND, OR 97462-9766
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013433
Date	Aug 28, 2019
Instrument	2019-013433

Lender

Name	UMPQUA BANK
Type	Bank
Address	ROSEBURG, OR 97470

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 5, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DOUGLAS OR
Recording Date	Dec 30, 2020
Property Address	331 TROY RD, OAKLAND, OR 97462-9766
Document Number	0000022726
Instrument Date	Dec 22, 2020
Instrument	2020-022726
Transaction Type	Transfer
Record Updated	Mar 22, 2022
Title Company	AMERITITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	331 TROY RD, OAKLAND, OR 97462-9766

Mortgage

Document Number	0000022727
Date	Dec 30, 2020
Instrument	2020-022727

Lender

Name	UMPQUA BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS OR
Property Address	331 TROY RD, OAKLAND, OR 97462-9766
Document Number	0000013719
Instrument Date	Aug 12, 2017
Transaction Type	Mortgage
Record Updated	Aug 24, 2017
Title Company	AMERITITLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	331 TROY RD OAKLAND OR 974629766, OAKLAND, OR 97462-9766

Mortgage

Document Number	0000013719
Date	Aug 18, 2017
Instrument	13719

Lender

Name	UMPQUA BK
Type	Bank
Address	TIGARD, OR 97224

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Aug 17, 2047

Tax Assessment & Valuation

Source: Douglas County assessment roll, as of November 19, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Douglas County
Unified School District	Oakland School District 1 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,441.00 (+5,063.95%)	$518,243 (+4,476.91%)	$835,019 (+2,486.24%) Land $224,368 Building $610,651
2024	$86.00 (+16.22%)	$11,323 (+2.99%)	$32,287 (-5.61%) Land $32,287
2023	$74.00 (+2.78%)	$10,994 (+6.08%)	$34,207 (+29.8%) Land $34,207
2022	$72.00	$10,364	$26,353 Land $26,353

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	5 (1981–2025)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Mar 2025 · Severe Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Flooding, Landslides, And Mudslides, Mar 2025 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 88% of Oregon
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
DFN Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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