360 River Dr, Garfield, NJ 07026 Property Records

Bergen County and Garfield City property record for 360 River Dr, Garfield, NJ 07026

Property Summary

Property Type	Single Family Home
Details	2,094 sqft · built 1920
Lot Size	0.064 acres (2,779 sqft)
Owner	Company Name on File
Last Sale	$303,000 (Feb 2020)
Tax Bill	$7,897 (2025)
Deeds & Mortgages	Apr 2025 Mortgage Jan 2019 Foreclosure
Flood Zone	Zone AE (high risk)
APN	`21-00072-02-00020`

Property Details

APN / Parcel Number

Primary APN	`21-00072-02-00020`
Alternative APNs	`2100072000200020` `001565`

Interior

Units	2 Units
Stories	2 Stories
Building Area	2,094 sqft Living Area

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Exterior Material	Frame
Construction Type	Frame
Lot Area	2,779 sqft (0.064 acres)
Lot Dimensions	111 ft deep x 25 ft wide

Location & Zoning

Account Number	001565
Street Address	360 RIVER DR
City	GARFIELD
State	NJ
Zip	07026-3326
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2781 SF
Legal Subdivision	GARFIELD LAND ASSOCIATION GARF
Legal Block	72.02
Legal Lot Number	20
Jurisdiction	BERGEN NJ
Township / Civil Division	GARFIELD
Census Block Group	3
Census Block	3007
Census Tract	21600

Owner

360 River Dr is owned by a company that bought it in February 2020.

Source: Bergen County and Garfield City records, as of October 13, 2026

Owner of Record	Company Name on File
Mailing Address	360 RIVER DR, GARFIELD, NJ 07026-3326
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2025	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Jan 18, 2019	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 27, 2020 · Amount on File
Deed Sale	Feb 27, 2020 · Amount on File
Prior Sale	Jun 18, 2019 · Amount on File
Deed Document Number	202023301
Deed Book / Page	3521 / 1309
Record Updated	Oct 29, 2026

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	360 RIVER DR, GARFIELD, NJ 07026-3326
Transaction Type	Mortgage
Record Updated	Nov 3, 2025
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	360 RIVER DR, GARFIELD, NJ 07026-3326
Investor	Possibly a Property Investor

Mortgage

Document Number	0054891269
Date	Apr 28, 2025
Book Page	5489/1269
Instrument	2025029712

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2055

January 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	BERGEN NJ
Recording Date	Jan 18, 2019
Property Address	360 RIVER DR, GARFIELD, NJ 07026-3326
Document Number	0031591398
Book / Page	003159 / 001398
Instrument Date	Nov 30, 2018
Instrument	4723
Transaction Type	Foreclosure
Record Updated	Feb 1, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Association
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 360 River Dr was $7,897, up 4.3% from the year before.

Source: Bergen County and Garfield City assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Garfield City
Unified School District	Garfield City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$227,000 (-) Land $66,500 Building $160,500	$227,000 (-) Land $66,500 Building $160,500
2025	$7,897.00 (+4.26%)	$227,000 Land $66,500 Building $160,500	$227,000 Land $66,500 Building $160,500
2024	$7,574.00
2023		$227,000 Land $66,500 Building $160,500	$227,000 Land $66,500 Building $160,500
2022	$7,080.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 360 River Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 33 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	33 in force
Nearby Flood Claims	140 (1978–2021)
Claims Outside the SFHA	5 of 140
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 23 claims Hurricane Irene, Aug 2011 · 49 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 24 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 360 River Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GARFIELD WATER DEPARTMENT serves 30,487 people · EPA ID NJ0221001
Water Source	Purchased surface water from PASSAIC VALLEY WATER COMMISSION
Last State Inspection	Nov 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 922 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300

May also be available: AT&T, T-Mobile.

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