Bergen County and Garfield City property record for 358 River Dr, Garfield, NJ 07026
| Property Type | Single Family Home |
|---|---|
| Details | 1,480 sqft · built 1913 |
| Lot Size | 0.123 acres (5,340 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $675,000 (Sep 2025) |
| Tax Bill | $8,931 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Sep 2025 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 21-00072-02-00021 |
| Primary APN | 21-00072-02-00021 |
|---|---|
| Alternative APNs |
|
| Units | 3 Units |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,480 sqft Living Area |
| Year Built | Built 1913 |
|---|---|
| Effective Year Built | Effective 1913 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Lot Area | 5,340 sqft (0.123 acres) |
| Lot Dimensions | 105 ft deep x 50 ft wide |
| Account Number | 001566 |
|---|---|
| Street Address | 358 RIVER DR |
| City | GARFIELD |
| State | NJ |
| Zip | 07026-3326 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 3 |
| Legal Description | 5340 SF |
| Legal Block | 72.02 |
| Legal Lot Number | 21 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | GARFIELD |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 21600 |
358 River Dr is owned and occupied by two individuals who bought it in September 2025.
Source: Bergen County and Garfield City records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 358 RIVER DR, GARFIELD, NJ 07026-3326 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 19, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NEW JERSEY LENDERS CORP |
| Sep 8, 2025 | Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 8, 2025 · Amount on File |
| Deed Sale | Sep 8, 2025 · Amount on File |
| Deed Document Number | 202561626 |
| Deed Book / Page | 5594 / 1262 |
| Prior Transfer Date | Feb 26, 1999 |
| Prior Transfer Doc | 0000046397 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 358 RIVER DR, GARFIELD, NJ 07026-3326 |
| Transaction Type | Mortgage |
| Record Updated | Sep 30, 2025 |
| Title Company | WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 0040240460 |
|---|---|
| Date | Mar 19, 2021 |
| Book Page | 4024/460 |
| Instrument | 2021039581 |
| Name | NEW JERSEY LENDERS CORP |
|---|---|
| Type | Mortgage Company |
| Address | LITTLE FALLS, NJ 07424 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 215 Months |
| Due | Feb 1, 2039 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Sep 8, 2025 |
| Property Address | 358 RIVER DR, GARFIELD, NJ 07026-3326 |
| Document Number | 0055941262 |
| Book / Page | 5594 / 1262 |
| Instrument Date | Aug 26, 2025 |
| Instrument | 2025061626 |
| Transaction Type | Transfer |
| Record Updated | Sep 30, 2025 |
| Title Company | CARNEGIE TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,980.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 302 WERIMUS RD, WOODCLIFF LAKE, NJ 07677-7714 |
| Name | Verified Name |
|---|---|
| Address | 3H RIVER DR, GARFIELD, NJ 07026-3111 |
| Document Number | 2025061627 |
|---|---|
| Date | Sep 8, 2025 |
| Instrument | 2025061627 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2055 |
The 2025 property tax bill for 358 River Dr was $8,931, up 4.3% from the year before.
Source: Bergen County and Garfield City assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Garfield City |
| Unified School District | Garfield City School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $256,700 (-) Land $93,400 Building $163,300 | $256,700 (-) Land $93,400 Building $163,300 | |
| 2025 | $8,931.00 (+4.26%) | $256,700 (-) Land $93,400 Building $163,300 | $256,700 (-) Land $93,400 Building $163,300 |
| 2024 | $8,566.00 (+1.71%) | $256,700 (-) Land $93,400 Building $163,300 | $256,700 (-) Land $93,400 Building $163,300 |
| 2023 | $8,422.00 (+5.2%) | $256,700 Land $93,400 Building $163,300 | $256,700 Land $93,400 Building $163,300 |
| 2022 | $8,006.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 358 River Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 33 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 33 in force |
| Nearby Flood Claims | 140 (1978–2021) |
| Claims Outside the SFHA | 5 of 140 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 358 River Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GARFIELD WATER DEPARTMENT serves 30,487 people · EPA ID NJ0221001 |
|---|---|
| Water Source | Purchased surface water from PASSAIC VALLEY WATER COMMISSION |
| Last State Inspection | Nov 2025 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 922 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
May also be available: AT&T, T-Mobile.
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