Miami-Dade County property record for 360 Ocean Dr, Unit 304S, Key Biscayne, FL 33149
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 3.5 ba · 1,823 sqft · built 2014 |
| Owner | Company Name on File |
| Last Sale | $2,580,000 (Aug 2014) |
| Tax Bill | $54,925 (2025) |
| Deeds & Mortgages | Jun 2021 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 24-4232-029-0360 |
| Primary APN | 24-4232-029-0360 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,823 sqft Living Area |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2014 |
| Architectural Style | Condo/Apartment |
| Street Address | 360 OCEAN DR, 304S |
|---|---|
| City | KEY BISCAYNE |
| State | FL |
| Zip | 33149-1634 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | 5000 |
| Legal Description | OCEANA KEY BISCAYNE CONDO UNIT 304S UNDIV 0.401500% INT IN COMMON ELEMENTS OFF REC 29249-0603 |
| Legal Range | 42E |
| Legal Township | 54S |
| Legal Section | 32 |
| Legal Subdivision | OCEANA KEY BISCAYNE CONDO |
| Legal Block | 1 |
| Jurisdiction | DADE FL |
| Township / Civil Division | KEY BISCAYNE |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 4607 |
360 Ocean Dr, Unit 304S is owned by a company that bought it in August 2014.
Source: Miami-Dade County records, as of October 21, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 360 OCEAN DR, 304S, KEY BISCAYNE, FL 33149-1634 |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 22, 2014 · Amount on File |
| Deed Sale | Aug 22, 2014 · Amount on File |
| Deed Document Number | 2014589883 |
| Deed Book / Page | 29281 / 1029 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DADE FL |
| Property Address | 360 OCEAN DR UNIT 304S, 304S, KEY BISCAYNE, FL 33149-1634 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2021 |
| Name | Verified Name |
|---|---|
| Address | 360 OCEAN DR 3045, 3045, KEY BISCAYNE, FL 33149-1633 |
| Document Number | 0000423883 |
|---|---|
| Date | Jun 15, 2021 |
| Book Page | 32565/1228 |
| Instrument | 2021R0423883 |
| Name | BRADESCO BAC FLORIDA BANK |
|---|---|
| Type | Bank |
| Address | MIAMI, FL 33134 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.25% |
| Type Change Date | Jul 1, 2026 |
| Change Frequency | Annually |
| Min Rate At Change | 4.25% |
| Max Rate At Change | 6.25% |
| Index | 1-Year CMT |
| Max Rate | 10.2% |
The 2025 property tax bill for 360 Ocean Dr, Unit 304S was $54,925, up 2.1% from the year before.
Source: Miami-Dade County assessment roll, as of October 21, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Miami-Dade County |
| Municipality | Key Biscayne Village |
| Unified School District | Dade County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $54,925.00 (+2.07%) | $3,531,056 | $3,531,056 |
| 2024 | $53,812.00 (+7.89%) | ||
| 2023 | $49,877.00 (+14.11%) | $3,367,400 (+23%) | $3,367,400 (+23%) |
| 2022 | $43,708.00 | $2,737,740 | $2,737,740 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 360 Ocean Dr, Unit 304S in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective January 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 141 individual policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1,524 units insured incl. 1,383 condo units |
| Nearby Flood Claims | 220 (1979–2022) |
| Claims Outside the SFHA | 1 of 220 |
| Most Recent Claim | Jun 2022 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 360 Ocean Dr, Unit 304S has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MDWASA - MAIN SYSTEM serves 2,377,460 people · EPA ID FL4130871 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2023 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · Fiber, DSL in parts of the area | 100 / 20 |
May also be available: Hotwire Communications, Verizon.
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