360 Ocean Dr, Unit 303S, Key Biscayne, FL 33149 Property Records

Miami-Dade County property record for 360 Ocean Dr, Unit 303S, Key Biscayne, FL 33149

Property Summary

Property Type	Condominium
Details	3 bd · 4.5 ba · 3,013 sqft · built 2014
Owner	2 Individual Names on File
Last Sale	$4,100,000 (Aug 2020)
Tax Bill	$77,805 (2025)
Deeds & Mortgages	Jan 2023 Line of Credit Aug 2020 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`24-4232-029-0260`

Property Details

APN / Parcel Number

Primary APN	`24-4232-029-0260`

Interior

Bedrooms	3 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Building Area	3,013 sqft Living Area

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Architectural Style	Condo/Apartment

Location & Zoning

Street Address	360 OCEAN DR, 303S
City	KEY BISCAYNE
State	FL
Zip	33149-1634
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	5000
Legal Description	OCEANA KEY BISCAYNE CONDO UNIT 303S UNDIV 0.663600% INT IN COMMON ELEMENTS OFF REC 29249-0603
Legal Range	42E
Legal Township	54S
Legal Section	32
Legal Subdivision	OCEANA KEY BISCAYNE CONDO
Legal Block	1
Jurisdiction	DADE FL
Township / Civil Division	KEY BISCAYNE
Census Block Group	1
Census Block	1000
Census Tract	4607

Owner

360 Ocean Dr, Unit 303S is owned and occupied by two individuals who bought it in August 2020.

Source: Miami-Dade County records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	360 OCEAN DR, 303S, KEY BISCAYNE, FL 33149-1634
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 19, 2023	Deed of Trust, Mortgage · Line of Credit THE NATIONAL BANK OF INDIANAPOLIS
Aug 4, 2020	Warranty Deed, Transfer · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 4, 2020 · Amount on File
Deed Sale	Aug 4, 2020 · Amount on File
Prior Sale	Oct 6, 2014 · Amount on File
Deed Document Number	2020426213
Deed Book / Page	32035 / 2008
Record Updated	Oct 29, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DADE FL
Property Address	360 OCEAN DR UNIT 303S, 303S, KEY BISCAYNE, FL 33149-1634
Transaction Type	Mortgage
Record Updated	Feb 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000036394
Date	Jan 19, 2023
Book Page	33546/4246
Instrument	2023R0036394

Lender

Name	THE NATIONAL BANK OF INDIANAPOLIS
Type	Bank
Address	INDIANAPOLIS, IN 46204

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Jan 11, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DADE FL
Recording Date	Aug 4, 2020
Property Address	360 OCEAN DR UNIT 303S, 303S, KEY BISCAYNE, FL 33149-1634
Document Number	0000426213
Book / Page	32035 / 2008
Map Reference	MB 29249 PG 603
Instrument Date	Jul 20, 2020
Instrument	2020R0426213
Transaction Type	Transfer
Record Updated	Feb 1, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$24,600.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1925 BRICKELL AVE # AVED205, 1925, MIAMI, FL 33129-1737

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	360 OCEAN DR UNIT 303S, 303S, KEY BISCAYNE, FL 33149-1634

Mortgage

Document Number	0000002016
Date	Aug 4, 2020
Instrument	32035/2016

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.5%
Type Change Date	Aug 1, 2030
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	7.5%
Index	1-Year CMT
Max Rate	7.5%

Tax Assessment & Valuation

The 2025 property tax bill for 360 Ocean Dr, Unit 303S was $77,805.

Source: Miami-Dade County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Miami-Dade County
Municipality	Key Biscayne Village
Unified School District	Dade County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$77,805.00	$4,875,453	$5,168,030
2023	$72,512.00 (+15.97%)	$5,273,500 (+23%)	$5,273,500 (+23%)
2022	$62,525.00	$4,287,375	$4,287,375

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 360 Ocean Dr, Unit 303S in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective January 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 141 individual policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1,524 units insured incl. 1,383 condo units
Nearby Flood Claims	220 (1979–2022)
Claims Outside the SFHA	1 of 220
Most Recent Claim	Jun 2022 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 60 claims Hurricane Katrina, Aug 2005 · 25 claims Hurricane Andrew, Aug 1992 · 63 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 360 Ocean Dr, Unit 303S has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MDWASA - MAIN SYSTEM serves 2,377,460 people · EPA ID FL4130871
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber, DSL in parts of the area	100 / 20

May also be available: Hotwire Communications, Verizon.

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