360 Ocean Dr, Unit 202S, Key Biscayne, FL 33149 Property Records

Miami-Dade County property record for 360 Ocean Dr, Unit 202S, Key Biscayne, FL 33149

Property Summary

Property Type	Condominium
Details	2 bd · 3 ba · 1,758 sqft · built 2014
Owner	2 Individual Names on Record
Last Sale	$3,250,000 (Nov 2023)
Tax Bill	$41,431 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Nov 2023 Sale & Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`24-4232-029-0020`

Property Details

APN / Parcel Number

Primary APN	`24-4232-029-0020`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,758 sqft Living Area
1st Floor Area	1,758 sqft

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Architectural Style	Condo/Apartment

Location & Zoning

Street Address	360 OCEAN DR, 202S
City	KEY BISCAYNE
State	FL
Zip	33149-1634
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	5000
Legal Description	OCEANA KEY BISCAYNE CONDO UNIT 202S UNDIV 0.387200% INT IN COMMON ELEMENTS OFF REC 29249-0603
Legal Range	42E
Legal Township	54S
Legal Section	32
Legal Subdivision	OCEANA KEY BISCAYNE CONDO
Legal Block	1
Jurisdiction	DADE FL
Township / Civil Division	KEY BISCAYNE
Census Block Group	1
Census Block	1000
Census Tract	4607

Owner

Source: Miami-Dade County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	360 OCEAN DR, 202S, KEY BISCAYNE, FL 33149-1634
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Mar 23, 2026	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Nov 1, 2023	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Jun 28, 2017	Deed of Trust, Mortgage · ARM JPMORGAN CHASE BANK NA
Jun 24, 2021	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 1, 2023 · Amount on Record
Deed Sale	Nov 1, 2023 · Amount on Record
Prior Sale	Jun 24, 2021 · Amount on Record
Deed Document Number	2023785473
Deed Book / Page	33950 / 3590
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DADE FL
Property Address	360 OCEAN DR UNIT 202S, 202S, KEY BISCAYNE, FL 33149-1634
Transaction Type	Mortgage
Record Updated	Apr 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	360 OCEAN DR 2028, 2028, KEY BISCAYNE, FL 33149-1633

Mortgage

Document Number	0000193360
Date	Mar 23, 2026
Book Page	35216/3211
Instrument	2026R0193360

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.37%
Type Change Date	Apr 1, 2033
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	10.3%
Index	SOFR Average 30-Day
Max Rate	10.3%

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DADE FL
Recording Date	Nov 1, 2023
Property Address	360 OCEAN DR UNIT 202S, 202S, KEY BISCAYNE, FL 33149-1634
Document Number	0000785473
Book / Page	33950 / 3590
Map Reference	MB 29249 PG 603
Instrument Date	Oct 20, 2023
Instrument	2023R0785473
Transaction Type	Transfer
Record Updated	Dec 15, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$19,500.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	150 SE 2ND AVE # AVE1408, AVE1408, MIAMI, FL 33131-1518

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	360 OCEAN DR UNIT 202S, 202S, KEY BISCAYNE, FL 33149-1634

Mortgage

Document Number	0000003593
Date	Nov 1, 2023
Instrument	33950/3593

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2053

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DADE FL
Property Address	360 OCEAN DR UNIT 202S, 202S, KEY BISCAYNE, FL 33149-1634
Transaction Type	Mortgage
Record Updated	Jul 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000368119
Date	Jun 28, 2017
Book Page	30592/0112
Instrument	2017R0368119

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	WESTMONT, IL 60559

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.37%
Type Change Date	Jul 1, 2024
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.37%
Index	1-Year LIBOR
Max Rate	8.37%

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DADE FL
Recording Date	Jun 24, 2021
Property Address	360 OCEAN DR UNIT 202S, 202S, KEY BISCAYNE, FL 33149-1634
Document Number	0000447581
Book / Page	32579 / 2626
Map Reference	MB 29249 PG 603
Instrument Date	May 26, 2021
Instrument	2021R0447581
Transaction Type	Transfer
Record Updated	Jul 29, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$43,500.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1450 BRICKELL AVE STE 2190, 1450, MIAMI, FL 33131-3479

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	360 OCEAN DR UNIT 902S, 902S, KEY BISCAYNE, FL 33149-1637

Tax Assessment & Valuation

Source: Miami-Dade County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Miami-Dade County
Municipality	Key Biscayne Village
Unified School District	Dade County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$41,431.00 (+10.57%) Homeowner's exemption	$2,701,089 (+4.86%)	$2,701,089 (+4.86%)
2023	$37,471.00 (+17.77%)	$2,575,900 (+23%)	$2,575,900 (+23%)
2022	$31,818.00	$2,094,217	$2,094,217

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 141 individual policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1,524 units insured incl. 1,383 condo units
Nearby Flood Claims	220 (1979–2022)
Claims Outside the SFHA	1 of 220
Most Recent Claim	Jun 2022 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 60 claims Hurricane Katrina, Aug 2005 · 25 claims Hurricane Andrew, Aug 1992 · 63 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MDWASA - MAIN SYSTEM serves 2,377,460 people · EPA ID FL4130871
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber, DSL in parts of the area	100 / 20

May also be available: Hotwire Communications, Verizon.

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