360 Moss St, Laguna Beach, CA 92651 Property Records

Orange County property record for 360 Moss St, Laguna Beach, CA 92651

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 884 sqft · built 1951
Lot Size0.172 acres (7,500 sqft)
OwnerCompany Name on Record
Last Sale$649,000 (Jul 1999)
Tax Bill$15,126 (2025)
Deeds & MortgagesJun 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN644-285-16

Property Details

APN / Parcel Number

Primary APN644-285-16

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area884 sqft Living Area
1st Floor Area884 sqft

Exterior

Year BuiltBuilt 1951
Effective Year BuiltEffective 1951
Architectural StyleTraditional
Exterior MaterialWood
Roof MaterialAsbestos
Lot Area7,500 sqft (0.172 acres)
Garage TypeDetached

Utilities, Heating & Cooling

Heating SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address360 MOSS ST
CityLAGUNA BEACH
StateCA
Zip92651-3626
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionA TR ARCH BEACH BLK 22 LOT 5
Legal SubdivisionARCH BEACH
Legal Tract23
Legal Block22
Legal Lot Number5
JurisdictionORANGE CA
Township / Civil DivisionSOUTH COAST
Census Block Group2
Census Block2042
Census Tract62620

Owner

Source: Orange County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address360 MOSS ST, LAGUNA BEACH, CA 92651-3626
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 9, 1999 · Amount on Record
Deed SaleJul 9, 1999 · Amount on Record
Deed Document Number1999510437
Last Transfer DateMay 23, 2016
Transfer Doc0000239799
Record UpdatedOct 29, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE CA
Property Address360 MOSS ST, LAGUNA BEACH, CA 92651-3626
Transaction TypeMortgage
Record UpdatedJul 12, 2021
Title CompanyFIRST AMERICAN TITLE COMPANY RESID', FIRST AMER TTL CO RES DIV

Transferred To (Grantee/Buyer)

NameVerified Name
Address360 MOSS ST, LAGUNA BEACH, CA 92651-3626

Mortgage

Document Number0000422827
DateJun 29, 2021
Instrument2021000422827
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2051

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyOrange County
MunicipalityLaguna Beach City
Unified School DistrictLaguna Beach Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$1,112,455 (+2%) Land $949,718 Building $162,737
2025$15,126.00 (+27.39%)$1,090,643 (+4.04%) Land $931,096 Building $159,547
2023$11,874.00 (+2.45%)$1,048,293 Land $894,941 Building $153,352
2022$11,590.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 15 policies
Nearby Flood Policies15 in force
Nearby Flood Claims15 (1981–2025)
Claims Outside the SFHA15 of 15
Most Recent ClaimNov 2025 · rainfall accumulation
Claims by Event
  • Severe Winter Storms And Flooding, Apr 1998 · 4 claims
  • Coastal Storms, Floods, Slides & Tornadoes, Mar 1983 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 63% of the US · lower than 78% of California
Wildfire Likelihood0.05% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLAGUNA BEACH COUNTY WD
serves 18,862 people · EPA ID CA3010017
Water SourcePurchased surface water from several systems
Last State InspectionOct 2024
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 713 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Cox Communications
Cable · Fiber in parts of the area
2,000 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T.

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