340 Moss St, Laguna Beach, CA 92651 Property Records

Orange County property record for 340 Moss St, Laguna Beach, CA 92651

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 2,107 sqft · built 1951
Lot Size	0.172 acres (7,500 sqft)
Owner	2 Trust Names on File
Last Sale	$3,275,000 (Oct 2026)
Tax Bill	$9,717 (2025)
Deeds & Mortgages	Oct 2026 Sale Feb 2026 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`644-285-17`

Property Details

APN / Parcel Number

Primary APN	`644-285-17`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	2,107 sqft Living Area
1st Floor Area	2,107 sqft

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Lot Area	7,500 sqft (0.172 acres)
Garage Area	240 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	340 MOSS ST
City	LAGUNA BEACH
State	CA
Zip	92651-3626
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	A TR ARCH BEACH BLK 22 LOT 8
Legal Subdivision	PLATT #1 OF ARCH BEACH
Legal Tract	23
Legal Block	22
Legal Lot Number	8
Jurisdiction	ORANGE CA
Township / Civil Division	SOUTH COAST
Census Block Group	2
Census Block	2042
Census Tract	62620

Owner

340 Moss St is owner-occupied and held in a trust since October 2026.

Source: Orange County records, as of October 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Trust Names on File
Mailing Address	340 MOSS ST, LAGUNA BEACH, CA 92651-3626
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 13, 2026	Grant Deed, Transfer USA NATIONAL TITLE COMPANY, USA NATIONAL TITLE
Feb 3, 2026	Deed of Trust, Mortgage CITY OF LAGUNA BEACH
Apr 25, 2022	Deed of Trust, Mortgage · Conventional Mortgage E MORTGAGE CAPITAL INC
Mar 2, 2018	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA
Mar 2, 2018	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 13, 2026 · Amount on File
Deed Sale	Oct 13, 2026 · Amount on File
Prior Sale	Feb 1, 2006
Deed Document Number	2026286477
Prior Transfer Date	Sep 3, 2003
Prior Transfer Doc	0001105548
Record Updated	Oct 29, 2026

October 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Oct 13, 2026
Property Address	340 MOSS ST, LAGUNA BEACH, CA 92651-3626
Document Number	0000286477
Instrument Date	Oct 5, 2026
Instrument	2026286477
Transaction Type	Transfer
Record Updated	Oct 21, 2026
Title Company	USA NATIONAL TITLE COMPANY, USA NATIONAL TITLE

Transaction

Amount	Amount on Record
Tax	$363,852.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	340 MOSS ST, LAGUNA BEACH, CA 92651-3626

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	340 MOSS ST, LAGUNA BEACH, CA 92651-3626
Transaction Type	Mortgage
Record Updated	Feb 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	340 MOSS ST, LAGUNA BEACH, CA 92651-3626

Mortgage

Document Number	0000026246
Date	Feb 3, 2026
Instrument	2026000026246

Lender

Name	CITY OF LAGUNA BEACH
Type	Government Agency
Address	LAGUNA BEACH, CA 92651

Agreement

Amount	Amount on Record

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	340 MOSS ST, LAGUNA BEACH, CA 92651-3626
Transaction Type	Mortgage
Record Updated	May 4, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	340 MOSS ST, LAGUNA BEACH, CA 92651-3626

Mortgage

Document Number	0000155061
Date	Apr 25, 2022
Instrument	2022000155061

Lender

Name	E MORTGAGE CAPITAL INC
Type	Mortgage Company
Address	SANTA ANA, CA 92701

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	340 MOSS ST, LAGUNA BEACH, CA 92651-3626
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000075524
Date	Mar 2, 2018
Instrument	2018000075524

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Mar 23, 2048

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	340 MOSS ST, LAGUNA BEACH, CA 92651-3626
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000075523
Date	Mar 2, 2018
Instrument	2018000075523

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 340 Moss St was $9,717.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Laguna Beach City
Unified School District	Laguna Beach Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$870,701 (+2%) Land $704,214 Building $166,487
2025	$9,717.00	$853,629 Land $690,406 Building $163,223
2023	$9,568.00 (+2.58%)	$820,483 Land $663,597 Building $156,886
2022	$9,327.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 340 Moss St in Zone X, an area of minimal flood risk, though there have been 15 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 15 policies
Nearby Flood Policies	15 in force
Nearby Flood Claims	15 (1981–2025)
Claims Outside the SFHA	15 of 15
Most Recent Claim	Nov 2025 · rainfall accumulation
Claims by Event	Severe Winter Storms And Flooding, Apr 1998 · 4 claims Coastal Storms, Floods, Slides & Tornadoes, Mar 1983 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 340 Moss St is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 78% of California
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAGUNA BEACH COUNTY WD serves 18,862 people · EPA ID CA3010017
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 713 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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