360 Hugh St, Grayson, KY 41143 Property Records

Carter County property record for 360 Hugh St, Grayson, KY 41143

Property Summary

Property Type	Single Family Home
Details	1,440 sqft
Lot Size	0.3 acres (13,068 sqft)
Owner	2 Individual Names on Record
Last Sale	$164,500 (Oct 2009)
Tax Bill	$1,403 (2025)
Deeds & Mortgages	Jan 2018 Line of Credit Oct 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`104-70-10-052.00`

Property Details

APN / Parcel Number

Primary APN	`104-70-10-052.00`
Alternative APN	`20806`

Interior

Stories	1 Story
Building Area	1,440 sqft Living Area
Basement Area	720 sqft
Unfinished Basement	720 sqft

Exterior

Lot Area	13,068 sqft (0.3 acres)

Location & Zoning

Account Number	20806
Street Address	360 HUGH ST
City	GRAYSON
State	KY
Zip	41143-1909
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOUSE & LOTS
Legal Subdivision	HAMMON ESTATES
Legal Lot Number	51-52
Jurisdiction	CARTER KY
Township / Civil Division	GRAYSON
Census Block Group	2
Census Block	2043
Census Tract	960602

Owner

Source: Carter County records, as of April 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	360 HUGH ST, GRAYSON, KY 41143-1909
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 10, 2018	Deed of Trust, Mortgage · Line of Credit CITY NATIONAL BANK OF WEST VIRGINIA
Oct 28, 2020	Deed of Trust, Mortgage · Line of Credit CITY NATIONAL BANK OF WEST VIRGINIA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 15, 2009 · Amount on Record
Deed Sale	Oct 15, 2009 · Amount on Record
Deed Document Number	2009324320
Deed Book / Page	244 / 33
Record Updated	Jun 8, 2026

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTER KY
Property Address	360 HUGH ST, GRAYSON, KY 41143-1909
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	OR386/281
Date	Jan 10, 2018
Book Page	OR386/281
Instrument	382971

Lender

Name	CITY NATIONAL BANK OF WEST VIRGINIA
Type	Bank
Address	GRAYSON, KY 41143

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Dec 8, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTER KY
Property Address	360 HUGH ST, GRAYSON, KY 41143-1909
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	360 HUGH ST, GRAYSON, KY 41143-1909

Mortgage

Document Number	OR441/627
Date	Oct 28, 2020
Book Page	OR441/627
Instrument	474858

Lender

Name	CITY NATIONAL BANK OF WEST VIRGINIA
Type	Bank
Address	GRAYSON, KY 41143

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 9, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Carter County assessment roll, as of April 2, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Carter County
Municipality	Grayson City
Unified School District	Carter County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,403.00 (-1.06%)	$164,500 (-)	$164,500 (-)
2023	$1,418.00	$164,500	$164,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	19 in force
Nearby Flood Claims	1 (2021)
Most Recent Claim	Mar 2021 · Severe, Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 67% of Kentucky
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GRAYSON UTILITY COMMISSION serves 10,950 people · EPA ID KY0220164
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Optimum Cable	500 / 20
Verizon Fixed Wireless	300 / 20

May also be available: Foothills Communications.

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