307 Hugh St, Grayson, KY 41143 Property Records

Carter County property record for 307 Hugh St, Grayson, KY 41143

Property Summary

Property Type	Single Family Home
Details	1,288 sqft
Lot Size	0.329 acres (14,331 sqft)
Owner	2 Individual Names on Record
Tax Bill	$220 (2025)
Deeds & Mortgages	Feb 2024 Second Mortgage Oct 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`104-70-10-039.00`

Property Details

APN / Parcel Number

Primary APN	`104-70-10-039.00`
Alternative APN	`1703`

Interior

Stories	1 Story
Building Area	1,288 sqft Living Area
Basement Area	784 sqft
Unfinished Basement	784 sqft

Exterior

Lot Area	14,331 sqft (0.329 acres)

Location & Zoning

Account Number	1703
Street Address	307 HUGH ST
City	GRAYSON
State	KY
Zip	41143-1917
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOUSE & LOT 39 (0.329 ACRE)
Legal Subdivision	HAMMON ESTATES SUB SEC 1-B
Legal Lot Number	39
Jurisdiction	CARTER KY
Township / Civil Division	GRAYSON
Census Block Group	2
Census Block	2028
Census Tract	960602

Owner

Source: Carter County records, as of April 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	307 HUGH ST, GRAYSON, KY 41143-1917
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 28, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage PEOPLES BANK
Oct 30, 2017	Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK OF GRAYSON
Jan 2, 2019	Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK OF GRAYSON

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Jun 8, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTER KY
Property Address	307 HUGH ST, GRAYSON, KY 41143-1917
Transaction Type	Mortgage
Record Updated	Mar 12, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000514/588
Date	Feb 28, 2024
Book Page	514/588
Instrument	990467

Lender

Name	PEOPLES BANK
Type	Bank
Address	138 PUTNAM ST, MARIETTA, OH 45750

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Feb 21, 2034

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTER KY
Property Address	307 HUGH ST, GRAYSON, KY 41143-1917
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	OR383/088
Date	Oct 30, 2017
Book Page	OR383/088
Instrument	382238

Lender

Name	FIRST NATIONAL BANK OF GRAYSON
Type	Bank
Address	GRAYSON, KY 41143

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Nov 1, 2027

Interest

Rate Type	Adjustable Rate

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTER KY
Property Address	307 HUGH ST, GRAYSON, KY 41143-1917
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	OR404/514
Date	Jan 2, 2019
Book Page	OR404/514
Instrument	387350

Lender

Name	FIRST NATIONAL BANK OF GRAYSON
Type	Bank
Address	GRAYSON, KY 41143

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	96 Months
Due	Jan 3, 2027

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Carter County assessment roll, as of April 2, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Carter County
Municipality	Grayson City
Unified School District	Carter County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$220.00 (-65.94%)	$75,000 (-)	$75,000 (-)
2023	$646.00	$75,000	$75,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	19 in force
Nearby Flood Claims	1 (2021)
Most Recent Claim	Mar 2021 · Severe, Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 67% of Kentucky
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GRAYSON UTILITY COMMISSION serves 10,950 people · EPA ID KY0220164
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Optimum Cable	500 / 20
Verizon Fixed Wireless	300 / 20

May also be available: Foothills Communications.

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