360 Deer Ridge Trl, Ocoee, TN 37361 Property Records

Polk County property record for 360 Deer Ridge Trl, Ocoee, TN 37361

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 2,334 sqft · built 1994
Lot Size	1.04 acres (45,302 sqft)
Owner	2 Individual Names on File
Last Sale	$76,900 (Aug 1995)
Tax Bill	$1,288 (2025)
Deeds & Mortgages	Oct 2018 Transfer Mar 2017 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`087C-A-008.00`

Property Details

APN / Parcel Number

Primary APN	`087C-A-008.00`
Alternative APNs	`01087CA087C00800` `070087C A 00800`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	2 Stories
Building Area	2,334 sqft Living Area
1st Floor Area	1,422 sqft
Upper Floors Area	912 sqft
Basement Area	480 sqft
Flooring	Wood
Interior Walls	Paneling

Exterior

Year Built	Built 1994
Effective Year Built	Effective 2003
Architectural Style	Custom Design
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	45,302 sqft (1.04 acres)
Lot Dimensions	185 ft deep x 216 ft wide
Terrain	Rolling
Garage Type	Carport
Garage Area	288 sqft
Carport	Carport
Carport Area	288 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	1 sqft
Porch	Open/Unfinished Porch
Porch Area	312 sqft
Deck Area	242 sqft
Patio Area	242 sqft
Shed	1 Shed
Shed Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	360 DEER RIDGE TRL
City	OCOEE
State	TN
Zip	37361-3838
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUGARLOAF SUB PB: 4 PG: 101 LOT: 65 216.4 X 184.7 IRR
Legal Subdivision	SUGARLOAF SUB
Legal Lot Number	65
Jurisdiction	POLK TN
Township / Civil Division	2
Census Block Group	1
Census Block	1053
Census Tract	950300

Owner

360 Deer Ridge Trl is owned and occupied by two individuals who acquired it in September 2018.

Source: Polk County records, as of March 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	360 DEER RIDGE TRL, OCOEE, TN 37361-3838
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 12, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Mar 31, 2017	Loan Modification, Mortgage · Conventional Mortgage REGIONS BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 21, 1995 · Amount on File
Deed Sale	Aug 21, 1995 · Amount on File
Prior Sale	Jan 5, 1994 · Amount on File
Deed Book / Page	182 / 94
Last Transfer Date	Sep 28, 2018
Transfer Doc	0000002189
Record Updated	Jun 8, 2026

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	POLK TN
Recording Date	Oct 12, 2018
Property Address	360 DEER RIDGE TRL, OCOEE, TN 37361-3838
Document Number	0000002189
Book / Page	000312 / 000123
Instrument Date	Sep 28, 2018
Instrument	2189
Transaction Type	Transfer
Record Updated	Oct 23, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	360 DEER RIDGE TRL OCOEE TN 373613838, OCOEE, TN 37361-3838

March 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	POLK TN
Property Address	360 DEER RIDGE TRL, OCOEE, TN 37361-3838
Document Number	0000000843
Instrument Date	Mar 31, 2017
Transaction Type	Mortgage
Record Updated	Aug 18, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	360 DEER RIDGE TRL OCOEE TN 373613838, OCOEE, TN 37361-3838

Mortgage

Document Number	0000000843
Date	Apr 25, 2017
Book Page	000487/000218
Instrument	843

Lender

Name	REGIONS BK
Type	Bank
Address	BIRMINGHAM, AL 35211

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Apr 24, 2022

Tax Assessment & Valuation

The 2025 property tax bill for 360 Deer Ridge Trl was $1,288.

Source: Polk County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,288.00	$76,250 (-) Land $8,225 Building $68,025	$305,000 Land $32,900 Building $272,100
2024	$1,288.00	$76,250 (-) Land $8,225 Building $68,025
2023	$1,288.00 (+21.85%)	$76,250 (+81.22%) Land $8,225 Building $68,025	$305,000 (+81.22%) Land $32,900 Building $272,100
2022	$1,057.00	$42,075 Land $4,125 Building $37,950	$168,300 Land $16,500 Building $151,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 360 Deer Ridge Trl in Zone X, an area of minimal flood risk, though there have been 21 flood claims nearby since 1994.

Source: FEMA National Flood Hazard Layer, effective May 18, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	21 (1994–2020)
Claims Outside the SFHA	3 of 21
Most Recent Claim	Apr 2020 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding
Claims by Event	Severe Storms And Flooding, Sep 2004 · 4 claims Severe Storms, Tornadoes, And Flooding, May 2003 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 360 Deer Ridge Trl is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 65% of Tennessee
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCOEE UTILITY DISTRICT serves 21,082 people · EPA ID TN0000525
Water Source	Purchased surface water from several systems
Last State Inspection	May 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
AT&T DSL	25 / 5

Cell Coverage

4G LTE (outdoors only), no 5G reported

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