280 Deer Ridge Trl, Ocoee, TN 37361 Property Records

Polk County property record for 280 Deer Ridge Trl, Ocoee, TN 37361

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,288 sqft · built 2000
Lot Size	0.96 acres (41,818 sqft)
Owner	Individual Name on File
Last Sale	$174,900 (Jun 2018)
Tax Bill	$940 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Jun 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`087C-A-001.00`

Property Details

APN / Parcel Number

Primary APN	`087C-A-001.00`
Alternative APNs	`01087CA087C00100` `070087C A 00100`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	1,288 sqft Living Area
Gross Area	2,576 sqft
1st Floor Area	1,288 sqft
Basement Area	1,288 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2011
Architectural Style	Custom Design
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	41,818 sqft (0.96 acres)
Lot Dimensions	317 ft deep x 113 ft wide
Terrain	Rolling

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	276 sqft
Deck Area	32 sqft
Patio Area	50 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	280 DEER RIDGE TRL
City	OCOEE
State	TN
Zip	37361-3812
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUGARLOAF SUB PB: 4 PG: 101 LOT: 72
Legal Subdivision	SUGARLOAF SUB
Legal Lot Number	72
Jurisdiction	POLK TN
Township / Civil Division	2
Census Block Group	1
Census Block	1053
Census Tract	950300

Owner

280 Deer Ridge Trl is owned and occupied by an individual who bought it in June 2018.

Source: Polk County records, as of March 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	280 DEER RIDGE TRL, OCOEE, TN 37361-3812
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 10, 2021	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Jun 26, 2018	Warranty Deed, Transfer · Conventional Mortgage FIRST CITIZENS NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 26, 2018 · Amount on File
Deed Sale	Jun 26, 2018 · Amount on File
Prior Sale	Sep 8, 2015 · Amount on File
Deed Document Number	20181349
Deed Book / Page	310 / 182
Record Updated	Jun 8, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK TN
Property Address	280 DEER RIDGE TRL, OCOEE, TN 37361-3812
Transaction Type	Mortgage
Record Updated	Sep 1, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0TD553/106
Date	Dec 10, 2021
Book Page	TD553/106
Instrument	21003534

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2051

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK TN
Recording Date	Jun 26, 2018
Property Address	280 DEER RIDGE TRL, OCOEE, TN 37361-3812
Document Number	0WD310/182
Book / Page	WD310 / 182
Map Reference	MB4 PG91
Instrument Date	Jun 25, 2018
Instrument	18001349
Transaction Type	Transfer
Record Updated	Sep 1, 2022
Title Company	EQUITITLE INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$647.13
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	280 DEER RIDGE TRL, OCOEE, TN 37361-3812

Mortgage

Document Number	0018001350
Date	Jun 26, 2018
Instrument	18001350

Lender

Name	FIRST CITIZENS NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 280 Deer Ridge Trl was $940.

Source: Polk County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$940.00	$55,650 (-) Land $7,900 Building $47,750	$222,600 Land $31,600 Building $191,000
2024	$940.00	$55,650 (-) Land $7,900 Building $47,750
2023	$940.00 (+28.94%)	$55,650 (+91.73%) Land $7,900 Building $47,750	$222,600 (+91.73%) Land $31,600 Building $191,000
2022	$729.00	$29,025 Land $3,950 Building $25,075	$116,100 Land $15,800 Building $100,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 280 Deer Ridge Trl in Zone X, an area of minimal flood risk, though there have been 21 flood claims nearby since 1994.

Source: FEMA National Flood Hazard Layer, effective May 18, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	21 (1994–2020)
Claims Outside the SFHA	3 of 21
Most Recent Claim	Apr 2020 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding
Claims by Event	Severe Storms And Flooding, Sep 2004 · 4 claims Severe Storms, Tornadoes, And Flooding, May 2003 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 280 Deer Ridge Trl is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 68% of Tennessee
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCOEE UTILITY DISTRICT serves 21,082 people · EPA ID TN0000525
Water Source	Purchased surface water from several systems
Last State Inspection	May 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
AT&T DSL	25 / 5

Cell Coverage

5G and 4G LTE (outdoors only)

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