360 Center St, Star, NC 27356 Property Records

Montgomery County property record for 360 Center St, Star, NC 27356

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,073 sqft · built 1946
Lot Size	8.98 acres (391,169 sqft)
Owner	Individual Name on Record
Last Sale	$112,500 (Feb 2018)
Tax Bill	$1,320 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Sep 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`7660 20 80 5586`

Property Details

APN / Parcel Number

Primary APN	`7660 20 80 5586`
Alternative APN	`1479923`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,073 sqft Finished Area

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1946
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	391,169 sqft (8.98 acres)
Garage Type	Carport
Garage Area	547 sqft
Carport	Carport
Carport Area	547 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Zoned

Location & Zoning

Account Number	1479923
Street Address	360 CENTER ST
City	STAR
State	NC
Zip	27356-7922
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIA
Legal Description	L.A. WRIGHT L. A. WRIGHT
Jurisdiction	MONTGOMERY NC
Township / Civil Division	STAR
Census Block Group	4
Census Block	4023
Census Tract	960102

Owner

Source: Montgomery County records, as of May 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 95, STAR, NC 27356-0095
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU
Sep 30, 2021	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
Feb 14, 2018	Warranty Deed, Transfer · ARM STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 14, 2018 · Amount on Record
Deed Sale	Feb 14, 2018 · Amount on Record
Prior Sale	Nov 1, 1994
Deed Document Number	2018353577
Deed Book / Page	803 / 664
Record Updated	Jun 8, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY NC
Property Address	360 CENTER ST, STAR, NC 27356-7922
Transaction Type	Mortgage
Record Updated	Oct 11, 2021
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	884/492
Date	Sep 30, 2021
Book Page	884/492
Instrument	370489

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY NC
Property Address	360 CENTER ST, STAR, NC 27356-7922
Transaction Type	Mortgage
Record Updated	Oct 11, 2021
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	884/548
Date	Sep 30, 2021
Book Page	884/548
Instrument	370493

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	TROY, NC 27371

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY NC
Recording Date	Feb 14, 2018
Property Address	360 CENTER ST, STAR, NC 27356-7922
Document Number	0803/0664
Book / Page	0803 / 0664
Instrument Date	Jan 30, 2018
Instrument	353577
Transaction Type	Transfer
Record Updated	Oct 1, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$225.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7107 FALLS VIEW CIR, 7107, DELAWARE, OH 43015-6010

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 95, STAR, NC 27356-0095

Mortgage

Document Number	0803/0668
Date	Feb 14, 2018
Book Page	0803/0668
Instrument	353578

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, ND 58564

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.62%
Adjustable	Adjustable Rate Rider
Change Frequency	5 Years
Min Rate At Change	2%
Max Rate At Change	6%
Index	5-Year CMT
Max Rate	6%

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of September 2, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Montgomery County
Municipality	Star Town
Unified School District	Montgomery County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,320.00	$106,938 (-) Land $38,340 Building $68,598	$106,938 (-) Land $38,340 Building $68,598
2023		$106,938 Land $38,340 Building $68,598	$106,938 Land $38,340 Building $68,598

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 22, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF STAR serves 933 people · EPA ID NC0362025
Water Source	Purchased surface water from MONTGOMERY COUNTY WATER SYSTEM
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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