221 Center St, Star, NC 27356 Property Records

Montgomery County property record for 221 Center St, Star, NC 27356

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 3,456 sqft · built 1960
Lot Size0.34 acres (14,810 sqft)
OwnerIndividual Name on Record
Tax Bill$2,037 (2025)
Deeds & MortgagesOct 2019 Line of Credit
Apr 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APN7660 19 70 4047

Property Details

APN / Parcel Number

Primary APN7660 19 70 4047
Alternative APN
  • 77302

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area3,456 sqft Finished Area

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1960
Exterior MaterialBrick Veneer
Foundation TypeBlock
Roof TypeGable
Roof MaterialAsphalt
Lot Area14,810 sqft (0.34 acres)
Lot Dimensions150 ft deep x 100 ft wide
Garage TypeAttached
Garage Area140 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemGeothermal

Location & Zoning

Account Number77302
Street Address221 CENTER ST
CitySTAR
StateNC
Zip27356-7921
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRESIDENTIA
Legal DescriptionN.W. FREEMAN LOT 5,6; BLK 7 FREEMAN 5,6 BLK 7
Legal Block7
Legal Lot Number5-6
JurisdictionMONTGOMERY NC
Township / Civil DivisionSTAR
Census Block Group4
Census Block4061
Census Tract960102

Owner

Source: Montgomery County records, as of October 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address221 CENTER ST, STAR, NC 27356-7921
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 29, 2019Deed of Trust, Mortgage · Line of Credit
FIRST BANK
Apr 27, 2018Deed of Trust, Mortgage · Line of Credit
FIRST BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 1, 1982
Deed SaleOct 1, 1982
Deed Book / Page494 / 193
Record UpdatedOct 29, 2026

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY NC
Property Address221 CENTER ST, STAR, NC 27356-7921
Transaction TypeMortgage
Record UpdatedNov 12, 2019

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0836/0589
DateOct 29, 2019
Book Page0836/0589
Instrument360760
Lender
NameFIRST BANK
TypeBank
AddressBISCOE, NC 27209
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueOct 28, 2049
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

April 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY NC
Property Address221 CENTER ST, STAR, NC 27356-7921
Transaction TypeMortgage
Record UpdatedMay 17, 2018

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0087/0118
DateApr 27, 2018
Book Page0087/0118
Instrument354381
Lender
NameFIRST BANK
TypeBank
AddressBISCOE, NC 27209
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of October 12, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMontgomery County
MunicipalityStar Town
Unified School DistrictMontgomery County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$164,976 (-) Land $10,000 Building $154,976$164,976 (-) Land $10,000 Building $154,976
2025$2,037.00$164,976 (-) Land $10,000 Building $154,976$164,976 (-) Land $10,000 Building $154,976
2023$164,976 Land $10,000 Building $154,976$164,976 Land $10,000 Building $154,976

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 22, 2018

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF STAR
serves 933 people · EPA ID NC0362025
Water SourcePurchased surface water from MONTGOMERY COUNTY WATER SYSTEM
Last State InspectionDec 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Oct 2024
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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