St. Charles County property record for 360 Buckstone Pass, Defiance, MO 63341
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,886 sqft · built 2016 |
| Lot Size | 6.58 acres (286,625 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $8,957 (2025) |
| Deeds & Mortgages | Aug 2017 Mortgage May 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | T041400009 |
| Primary APN | T041400009 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,886 sqft Living Area |
| Gross Area | 7,508 sqft |
| 1st Floor Area | 2,886 sqft |
| Basement Area | 2,886 sqft |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Lot Area | 286,625 sqft |
| Garage Type | Attached |
| Garage Area | 1,736 sqft |
| Parking Spaces | 5 Parking Spaces |
| Heating Fuel | Solar |
|---|
| Account Number | T041400009 |
|---|---|
| Street Address | 360 BUCKSTONE PASS |
| City | DEFIANCE |
| State | MO |
| Zip | 63341-1225 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | NE SE 1/4 |
| Legal Range | 1 |
| Legal Township | 46 |
| Legal Section | 03 |
| Legal Subdivision | BUCKSTONE |
| Legal Lot Number | 15 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | BOONE |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 312204 |
360 Buckstone Pass is owned and occupied by two individuals who acquired it in May 2015.
Source: St. Charles County records, as of August 7, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 360 BUCKSTONE PASS, DEFIANCE, MO 63341-1225 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 21, 2017 | Deed of Trust, Mortgage · Conventional Mortgage COMMERCE BANK |
| May 28, 2020 | Deed of Trust, Mortgage · Conventional Mortgage COMMERCE BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | May 15, 2015 |
| Transfer Doc | 0063561541 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 360 BUCKSTONE PASS, DEFIANCE, MO 63341-1225 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0067940337 |
|---|---|
| Date | Aug 21, 2017 |
| Book Page | 6794/0337 |
| Instrument | 20170821000522760 |
| Name | COMMERCE BANK |
|---|---|
| Type | Bank |
| Address | KANSAS CITY, MO 64106 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 360 BUCKSTONE PASS, DEFIANCE, MO 63341-1225 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0073051975 |
|---|---|
| Date | May 28, 2020 |
| Book Page | 7305/1975 |
| Instrument | 20200528000349330 |
| Name | COMMERCE BANK |
|---|---|
| Type | Bank |
| Address | KANSAS CITY, MO 64106 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jun 1, 2035 |
The 2025 property tax bill for 360 Buckstone Pass was $8,957, up 7.7% from the year before.
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Unified School District | Francis Howell R-III School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $149,600 (-) | $787,368 (-) Land $115,150 Building $672,218 | |
| 2025 | $8,957.00 (+7.68%) | $149,600 | $787,368 Land $115,150 Building $672,218 |
| 2024 | $8,318.00 | ||
| 2023 | $134,864 | ||
| 2022 | $709,813 Land $98,700 Building $611,113 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 360 Buckstone Pass in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 360 Buckstone Pass is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 60% of Missouri |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530 |
|---|---|
| Water Source | Purchased surface water from ST LOUIS CITY PWS |
| Last State Inspection | Aug 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sparklight Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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