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320 Buckstone Pass, Defiance, MO 63341 Property Records

St. Charles County property record for 320 Buckstone Pass, Defiance, MO 63341

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,428 sqft · built 2007
Lot Size10.1 acres (439,956 sqft)
Owner2 Individual Names on Record
Tax Bill$7,528 (2025)
Deeds & MortgagesJan 2021 Mortgage
Flood ZoneZone X (minimal risk)
APNT051400029

Property Details

APN / Parcel Number

Primary APNT051400029
Alternative APN
  • 3-0053-S035-00-0026.3000000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area2,428 sqft Living Area
Gross Area5,301 sqft
1st Floor Area2,295 sqft
Basement Area2,256 sqft
Finished Basement133 sqft
Unfinished Basement2,123 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Architectural StyleRanch
Exterior MaterialBrick/Stone
Lot Area439,956 sqft
TerrainRolling
Garage TypeAttached
Garage Area750 sqft
Parking Spaces3 Parking Spaces
PorchOpen Porch
Porch Area85 sqft
Patio Area100 sqft

Location & Zoning

Account NumberT051400029
Street Address320 BUCKSTONE PASS
CityDEFIANCE
StateMO
Zip63341-1225
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPT SW 1/4 & PT SE NW 1/4
Legal Range1
Legal Township46
Legal Section03
Legal Lot Number26
JurisdictionST CHARLES MO
Township / Civil DivisionBOONE
Census Block Group1
Census Block1011
Census Tract312204

Owner

Source: St. Charles County records, as of August 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address320 BUCKSTONE PASS, DEFIANCE, MO 63341-1225
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedSep 20, 2026

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address320 BUCKSTONE PASS, DEFIANCE, MO 63341-1225
Document Number0000008459
Instrument DateJan 22, 2021
Transaction TypeMortgage
Record UpdatedApr 5, 2021
Title CompanyTITLE PARTNERS AGENCY LLC, TITLE PTRS AGCY LLC

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address320 BUCKSTONE PASS DEFIANCE MO 633411225, DEFIANCE, MO 63341-1225

Mortgage

Document Number0000008459
DateJan 28, 2021
Instrument8459
Lender
NameNEW AMERICAN FNDG
TypeFunding / Finance Company
AddressTUSTIN, CA 92780
Agreement
AmountAmount Recorded
Term180 Months
DueJan 27, 2036

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
Unified School DistrictFrancis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$125,744 (-)$661,813 (-) Land $176,750 Building $485,063
2025$7,528.00$125,744 (+9.99%)$661,813 (+9.99%) Land $176,750 Building $485,063
2023$114,323
2022$601,698 Land $151,500 Building $450,198

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 63% of the US · lower than 70% of Missouri
Wildfire Likelihood0.04% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST CHARLES COUNTY PWSD 2
serves 100,587 people · EPA ID MO6024530
Water SourcePurchased surface water from ST LOUIS CITY PWS
Last State InspectionAug 2023
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Sparklight
Cable		1,000 / 50
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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