Madison County property record for 360 Brandon Ct, Berea, KY 40403
| Property Type | Single Family Home |
|---|---|
| Details | 1,495 sqft |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $285,000 (Apr 2026) |
| Tax Bill | $2,356 (2025) |
| Deeds & Mortgages | Nov 2019 Mortgage Apr 2026 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0059-0004-0097 |
| Primary APN | 0059-0004-0097 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,495 sqft Living Area |
| Exterior Material | Brick Veneer |
|---|---|
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 43,560 sqft (1 acres) |
| Garage Type | Attached |
| Garage Area | 506 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 46502 |
|---|---|
| Street Address | 360 BRANDON CT |
| City | BEREA |
| State | KY |
| Zip | 40403-8760 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WELCHWOOD ESTS LOT 97 |
| Legal Subdivision | WELCHWOOD |
| Legal Phase | 4 |
| Legal Block | 4 |
| Legal Lot Number | 97 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | BEREA |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 11402 |
Source: Madison County records, as of April 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 360 BRANDON CT, BEREA, KY 40403-8760 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Remainderman |
| Date | Document |
|---|---|
| Nov 19, 2019 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FINANCING CORP |
| Apr 15, 2026 | Deed, Transfer · FHA Mortgage DFT2 FINANCIAL LLC |
| Apr 15, 2026 | Quit Claim Deed, Transfer · FHA Mortgage DFT2 FINANCIAL LLC |
| Aug 16, 2023 | Deed, Transfer · VA Mortgage ROCKET MORTGAGE LLC |
| Jul 28, 2021 | Deed, Transfer · Stand-Alone First Mortgage THE CLIFTON REVOCABLE LIVING TRUST |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 15, 2026 · Amount on Record |
| Deed Sale | Apr 15, 2026 · Amount on Record |
| Prior Sale | Oct 10, 2023 · Amount on Record |
| Deed Document Number | 202614339832 |
| Deed Book / Page | 881 / 328 |
| Prior Transfer Date | Mar 4, 2026 |
| Prior Transfer Doc | 0014339829 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 360 BRANDON CT, BEREA, KY 40403-8760 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2026 |
| Title Company | FITCO |
| Name | Verified Name |
|---|
| Document Number | M01901/580 |
|---|---|
| Date | Nov 19, 2019 |
| Book Page | M01901/580 |
| Instrument | 2014002573 |
| Name | AMERICAN FINANCING CORP |
|---|---|
| Type | Lending Institution |
| Address | AURORA, CO 80014 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2049 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Apr 15, 2026 |
| Property Address | 360 BRANDON CT, BEREA, KY 40403-8760 |
| Document Number | 0014339832 |
| Book / Page | 881 / 328 |
| Instrument Date | Apr 3, 2026 |
| Instrument | 2026.14339832 |
| Transaction Type | Transfer |
| Record Updated | Apr 29, 2026 |
| Title Company | LAND GROUP TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $28,785.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Remainderman |
| Address | 360 BRANDON CT, BEREA, KY 40403-8760 |
| Investor | Possibly a Property Investor |
| Document Number | 0014339832, |
|---|---|
| Date | Apr 15, 2026 |
| Book Page | 2459/776 |
| Instrument | 2026.14339832 |
| Name | DFT2 FINANCIAL LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2056 |
| Rate | 6% |
|---|---|
| Max Rate | -1% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Apr 15, 2026 |
| Property Address | 360 BRANDON CT, BEREA, KY 40403-8760 |
| Document Number | 0014339829 |
| Book / Page | 881 / 325 |
| Instrument Date | Mar 4, 2026 |
| Instrument | 202614339829 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2026 |
| Title Company | LAND GROUP TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 360 BRANDON CT, BEREA, KY 40403-8760 |
| Document Number | 0014339829, |
|---|---|
| Date | Apr 15, 2026 |
| Book Page | 2459/776 |
| Instrument | 202614339829 |
| Name | DFT2 FINANCIAL LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2056 |
| Rate | 6% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Aug 16, 2023 |
| Property Address | 360 BRANDON CT, BEREA, KY 40403-8760 |
| Document Number | 00D842/230 |
| Book / Page | D842 / 230 |
| Map Reference | CAB 18 SL 261 |
| Instrument Date | Aug 11, 2023 |
| Instrument | 2014161996 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2026 |
| Title Company | BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $250.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 315 PIONEER LN, NASHVILLE, TN 37206-1425 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 360 BRANDON CT, BEREA, KY 40403-8760 |
| Document Number | 2014162001 |
|---|---|
| Date | Aug 16, 2023 |
| Instrument | 2014162001 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2053 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Jul 28, 2021 |
| Property Address | 360 BRANDON CT, BEREA, KY 40403-8760 |
| Document Number | 00D809/146 |
| Book / Page | D809 / 146 |
| Map Reference | CAB 18 SL 261 |
| Instrument Date | Jun 18, 2021 |
| Instrument | 2014045919 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $187.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1010 ASHLAND WAY, LELAND, NC 28451-9112 |
| Name | Verified Name |
|---|---|
| Address | 360 BRANDON CT, BEREA, KY 40403-8760 |
| Document Number | 2014045920 |
|---|---|
| Date | Jul 28, 2021 |
| Instrument | 2014045920 |
| Name | THE CLIFTON REVOCABLE LIVING TRUST |
|---|---|
| Type | Non-Lending Institution |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Madison County assessment roll, as of December 9, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,356.00 (+30.02%) | $249,900 (+33.71%) | $249,900 (+33.71%) |
| 2023 | $1,812.00 (-0.33%) | $186,900 (-) | $186,900 (-) |
| 2022 | $1,818.00 | $186,900 | $186,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · above 67% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KIRKSVILLE WATER ASSOCIATION private · serves 5,940 people · EPA ID KY0760672 |
|---|---|
| Water Source | Purchased surface water from RICHMOND UTILITIES |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Windstream DSL | 200 / 20 |
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