348 Brandon Ct, Berea, KY 40403 Property Records

Madison County property record for 348 Brandon Ct, Berea, KY 40403

Property Summary

Property TypeSingle Family Home
Details1,804 sqft
Lot Size1 acres (43,560 sqft)
OwnerIndividual Name on Record
Last Sale$151,500 (Sep 2017)
Tax Bill$1,838 (2025)
Deeds & MortgagesSep 2021 Mortgage
Sep 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN0059-0004-0099

Property Details

APN / Parcel Number

Primary APN0059-0004-0099
Alternative APNs
  • 122851
  • 85797
  • 52383

Interior

Stories1 Story
Building Area1,804 sqft Living Area

Exterior

Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeBlock
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area43,560 sqft (1 acres)
Garage TypeAttached
Garage Area464 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area181 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number52383
Street Address348 BRANDON CT
CityBEREA
StateKY
Zip40403-8760
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWELCHWOOD ESTS LOT 99
Legal SubdivisionWELCHWOOD
Legal Phase4
Legal Block4
Legal Lot Number99
JurisdictionMADISON KY
Township / Civil DivisionBEREA
Census Block Group2
Census Block2001
Census Tract11402

Owner

Source: Madison County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address348 BRANDON CT, BEREA, KY 40403-8760
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 23, 2021Deed of Trust, Mortgage · Closed-End Mortgage
US BANK NA
Sep 22, 2017Deed, Transfer · FHA Mortgage
UNION HOME MORTGAGE CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 22, 2017 · Amount on Record
Deed SaleSep 22, 2017 · Amount on Record
Prior SaleJun 12, 2006 · Amount on Record
Deed Document Number2013965206
Deed Book / PageD00750 / 489
Record UpdatedJun 8, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON KY
Property Address348 BRANDON CT, BEREA, KY 40403-8760
Transaction TypeMortgage
Record UpdatedOct 13, 2021
Title CompanyRADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address348 BRANDON CT, BEREA, KY 40403-8760

Mortgage

Document NumberM2094/673
DateSep 23, 2021
Book PageM2094/673
Instrument2014054569
Lender
NameUS BANK NA
TypeBank
AddressCINCINNATI, OH 45202
Agreement
TypeClosed-End Mortgage
AmountAmount Recorded
Term240 Months
DueSep 8, 2041

September 2017: Deed, Transfer

Document TypeDeed
JurisdictionMADISON KY
Recording DateSep 22, 2017
Property Address348 BRANDON CT, BEREA, KY 40403-8760
Document NumberD00750/489
Book / PageD00750 / 489
Map ReferenceMB18 PG176
Instrument DateSep 5, 2017
Instrument2013965206
Transaction TypeTransfer
Record UpdatedDec 17, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$151.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address348 BRANDON CT, BEREA, KY 40403-8760

Mortgage

Document Number2013965207
DateSep 22, 2017
Instrument2013965207
Lender
NameUNION HOME MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2047

Tax Assessment & Valuation

Source: Madison County assessment roll, as of April 1, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyMadison County
Unified School DistrictMadison County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,838.00 (+5.27%) Additional exemption filed$195,000 (+8.33%)$195,000 (+8.33%)
2023$1,746.00$180,000$180,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · above 67% of Kentucky
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemKIRKSVILLE WATER ASSOCIATION
private · serves 5,940 people · EPA ID KY0760672
Water SourcePurchased surface water from RICHMOND UTILITIES
Last State InspectionNov 2024
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Windstream
DSL
200 / 20

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