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360 Birmingham Dr, O Fallon, MO 63366 Property Records

St. Charles County property record for 360 Birmingham Dr, O Fallon, MO 63366

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,824 sqft · built 1985
Lot Size0.18 acres (7,820 sqft)
Owner2 Individual Names on File
Last Sale$149,900 (Jul 2003)
Tax Bill$2,945 (2024)
Deeds & MortgagesFeb 2026 Sale
Nov 2020 Mortgage
Flood ZoneZone X (minimal risk)
APNA860000204

Property Details

APN / Parcel Number

Primary APNA860000204
Alternative APN
  • 2-057A-5854-00-0085.0000000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories2 Stories
Building Area1,824 sqft Living Area
Gross Area2,370 sqft
1st Floor Area1,226 sqft
Basement Area598 sqft
Finished Basement598 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1985
Architectural StyleBi-Level
Exterior MaterialBrick/Stone
Roof TypeGable
Roof MaterialAsphalt
Lot Area7,820 sqft (0.18 acres)
Lot Dimensions115 ft deep x 68 ft wide
Garage TypeAttached
Garage Area546 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area28 sqft
Patio Area336 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Account NumberA860000204
Street Address360 BIRMINGHAM DR
CityO FALLON
StateMO
Zip63366-7412
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWESTRIDGE #1 LOT 85
Legal SubdivisionWESTRIDGE #1
Legal Lot Number85
JurisdictionST CHARLES MO
Township / Civil DivisionWENTZVILLE
Census Block Group2
Census Block2000
Census Tract311802

Owner

360 Birmingham Dr is owned by two individuals who acquired it in March 2006.

Source: St. Charles County records, as of August 26, 2026

Owner of Record2 Individual Names on File
Mailing Address18548 KERSTEN RD, MARTHASVILLE, MO 63357-3031
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 17, 2026Beneficiary Deed, Transfer
Nov 19, 2020Deed of Trust, Mortgage · VA Mortgage
FIRST BK MTG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 14, 2003 · Amount on File
Deed SaleJul 14, 2003 · Amount on File
Prior SaleMay 13, 1997 · Amount on File
Deed Document Number200399810
Deed Book / Page3517 / 24
Last Transfer DateMar 25, 2006
Transfer Doc0044551738
Record UpdatedOct 29, 2026

February 2026: Beneficiary Deed, Transfer

Document TypeBeneficiary Deed
JurisdictionST CHARLES MO
Recording DateFeb 17, 2026
Property Address360 BIRMINGHAM DR, O FALLON, MO 63366-7412
Document Number0000007183
Map ReferenceMB 24 PG 78
Instrument DateFeb 10, 2026
Instrument2026R-007183
Transaction TypeTransfer
Record UpdatedMar 3, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address360 BIRMINGHAM DR, O FALLON, MO 63366-7412

Transferred To (Grantee/Buyer)

NameVerified Name
Address18548 KERSTER ROAD, MARTHASVILLE, MO 63357-3031

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address360 BIRMINGHAM DR, O FALLON, MO 63366-7412
Document Number0000095135
Instrument DateNov 19, 2020
Transaction TypeMortgage
Record UpdatedMar 2, 2021
Title CompanyINVESTORS TITLE COMPANY, INVESTORS TITLE CO.

Transferred To (Grantee/Buyer)

NameVerified Name
Address360 BIRMINGHAM DR O FALLON MO 633667412, O FALLON, MO 63366-7412

Mortgage

Document Number0000095135
DateDec 7, 2020
Instrument95135
Lender
NameFIRST BK MTG
TypeMortgage Company
AddressHAZELWOOD, MO 63042
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueDec 6, 2050

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalityO'Fallon City
Unified School DistrictFort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$48,305 (-)$254,235 (-) Land $60,000 Building $194,235
2025$48,305$254,235 Land $60,000 Building $194,235
2024$2,945.00
2023$44,365
2022$233,501 Land $45,000 Building $188,501

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 360 Birmingham Dr in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims5 (1979–2015)
Claims Outside the SFHA3 of 5
Most Recent ClaimDec 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 360 Birmingham Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOFALLON PWS
serves 32,515 people · EPA ID MO6010588
Water SourcePurchased surface water from several systems
Last State InspectionAug 2024
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 372 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Gateway Fiber
Fiber		2,000 / 2,000
Spectrum
Cable		1,000 / 1,000
AT&T
Fixed Wireless		100 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: Verizon, Wisper ISP.

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