355 Birmingham Dr, O Fallon, MO 63366 Property Records

St. Charles County property record for 355 Birmingham Dr, O Fallon, MO 63366

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,486 sqft · built 1991
Lot Size	0.133 acres (5,800 sqft)
Owner	Individual Name on Record
Last Sale	$230,000 (Apr 2020)
Deeds & Mortgages	Dec 2025 Mortgage May 2022 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`A882000109`

Property Details

APN / Parcel Number

Primary APN	`A882000109`
Alternative APN	`2-057A-6180-00-0120.0000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,486 sqft Living Area
Gross Area	3,444 sqft
1st Floor Area	1,486 sqft
Basement Area	1,452 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Ranch
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,800 sqft (0.133 acres)
Lot Dimensions	58 ft deep x 100 ft wide
Terrain	Rolling
Garage Type	Attached
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	250 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	A882000109
Street Address	355 BIRMINGHAM DR
City	O FALLON
State	MO
Zip	63366-7414
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WESTRIDGE #2 LOT 120
Legal Subdivision	WESTRIDGE #2
Legal Lot Number	120
Jurisdiction	ST CHARLES MO
Township / Civil Division	WENTZVILLE
Census Block Group	2
Census Block	2002
Census Tract	311802

Owner

Source: St. Charles County records, as of October 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	355 BIRMINGHAM DR, O FALLON, MO 63366-7414
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 31, 2025	Deed of Trust, Mortgage · Conventional Mortgage PHH MORTGAGE SERVICES CORP
May 9, 2022	Beneficiary Deed, Transfer
Dec 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage DISCOVER BANK
Apr 22, 2020	Warranty Deed, Transfer DAS ACQUISITION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 22, 2020 · Amount on Record
Deed Sale	Apr 22, 2020 · Amount on Record
Prior Sale	May 29, 2002
Deed Document Number	2020250920
Deed Book / Page	7276 / 19
Last Transfer Date	May 5, 2022
Transfer Doc	0000026354
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	355 BIRMINGHAM DR, O FALLON, MO 63366-7414
Transaction Type	Mortgage
Record Updated	Jan 14, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	355 BIRMINGHAM DR, O FALLON, MO 63366-7414

Mortgage

Document Number	0000058763
Date	Dec 31, 2025
Instrument	2025R-058763

Lender

Name	PHH MORTGAGE SERVICES CORP
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

May 2022: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	ST CHARLES MO
Recording Date	May 9, 2022
Property Address	355 BIRMINGHAM DR, O FALLON, MO 63366-7414
Document Number	0000026354
Map Reference	MB 26 PG 123
Instrument Date	May 5, 2022
Instrument	2022R-026354
Transaction Type	Transfer
Record Updated	May 25, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	355 BIRMINGHAM DR, 355, O FALLON, MO 63366-7414

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	355 BIRMINGHAM DR, O FALLON, MO 63366-7414
Transaction Type	Mortgage
Record Updated	Dec 22, 2021
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	355 BIRMINGHAM DR, O FALLON, MO 63366-7414

Mortgage

Document Number	0000099255
Date	Dec 8, 2021
Instrument	2021R-099255

Lender

Name	DISCOVER BANK
Type	Bank
Address	NEW CASTLE, DE 19720

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 8, 2036

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Apr 22, 2020
Property Address	355 BIRMINGHAM DR, O FALLON, MO 63366-7414
Document Number	0072760019
Book / Page	007276 / 000019
Instrument Date	Apr 17, 2020
Instrument	250920
Transaction Type	Transfer
Record Updated	Aug 13, 2020
Title Company	INVESTORS TITLE COMPANY, INVESTORS TITLE CO.

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	355 BIRMINGHAM DR O FALLON MO 633667414, O FALLON, MO 63366-7414

Mortgage

Document Number	72760021
Date	Apr 22, 2020
Book Page	007276/000021
Instrument	250930

Lender

Name	DAS ACQUISITION
Address	SAINT LOUIS, MO 63141

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 21, 2050

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2026	$55,058 (+9.19%)	$289,781 (+9.19%) Land $60,000 Building $229,781
2023	$50,423
2022		$265,382 Land $45,000 Building $220,382

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	5 (1979–2015)
Claims Outside the SFHA	3 of 5
Most Recent Claim	Dec 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OFALLON PWS serves 32,515 people · EPA ID MO6010588
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 372 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Wisper ISP.

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