Westerly Town property record for 36 Terrace Ave, Westerly, RI 02891
| Property Type | Seasonal / Vacation Home |
|---|---|
| Details | 2 bd · 1 ba · 816 sqft · built 1951 |
| Lot Size | 0.097 acres (4,225 sqft) |
| Owner | Individual Name on File |
| Last Sale | $116,500 (Apr 2009) |
| Tax Bill | $3,156 (2025) |
| Deeds & Mortgages | Aug 2023 Mortgage Jul 2019 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | WEST M:142 B:53 |
| Primary APN | WEST M:142 B:53 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 816 sqft Living Area |
| Gross Area | 1,176 sqft |
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 1951 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 4,225 sqft (0.097 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Account Number | 5017105 |
|---|---|
| Street Address | 36 TERRACE AVE |
| City | WESTERLY |
| State | RI |
| Zip | 02891-4448 |
| Property Category | Residential |
| Property Type | Residential > Specialized > Seasonal / Vacation Home |
| Legal Block | 53 |
| Jurisdiction | WESTERLY RI |
| Township / Civil Division | WESTERLY |
| Census Block Group | 2 |
| Census Block | 2039 |
| Census Tract | 51000 |
36 Terrace Ave, a residential property, is owned by an individual who bought it in April 2009.
Source: Westerly Town records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 23 TRYON FARM RD, SOUTH GLASTONBURY, CT 06073-2121 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 18, 2023 | Deed of Trust, Mortgage · ARM EASTERN BANK |
| Jul 9, 2019 | Deed of Trust, Mortgage · Line of Credit WESTERLY CMNTY CU |
| Jul 11, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 27, 2009 · Amount on File |
| Deed Sale | Apr 27, 2009 · Amount on File |
| Prior Sale | Jun 28, 1999 · Amount on File |
| Deed Book / Page | 1799 / 51 |
| Transfer Doc | 3061 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTERLY RI |
| Property Address | 36 TERRACE AVE, WESTERLY, RI 02891-4448 |
| Transaction Type | Mortgage |
| Record Updated | Aug 31, 2023 |
| Name | Verified Name |
|---|
| Document Number | 2023-10914 |
|---|---|
| Date | Aug 18, 2023 |
| Book Page | 2023/10914 |
| Instrument | 2023-2713 |
| Name | EASTERN BANK |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.5% |
| Type Change Date | Sep 1, 2033 |
| Index | 1-Year CMT |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTERLY RI |
| Property Address | 36 TERRACE AVE, WESTERLY, RI 02891-4448 |
| Document Number | 2019-5914 |
| Instrument Date | Jul 9, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 8, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 36 TERRANCE AVE WESTERLY RI 02891, WESTERLY, RI 02891 |
| Document Number | 2019-5914 |
|---|---|
| Date | Sep 24, 2019 |
| Book Page | 002019/015914 |
| Instrument | 4044 |
| Name | WESTERLY CMNTY CU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Sep 23, 2044 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WESTERLY RI |
| Recording Date | Jul 11, 2017 |
| Property Address | 36 TERRACE AVE, WESTERLY, RI 02891-4448 |
| Document Number | 2017-2472 |
| Book / Page | 002017 / 012472 |
| Instrument Date | Jul 7, 2017 |
| Instrument | 3061 |
| Transaction Type | Transfer |
| Record Updated | Jul 25, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 36 TERRACE AVE WESTERLY RI 028914448, WESTERLY, RI 02891-4448 |
The 2025 property tax bill for 36 Terrace Ave was $3,156.
Source: Westerly Town assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Westerly Town |
| Unified School District | Westerly School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,156.00 | $443,900 Land $286,800 Building $157,100 | $552,007 |
| 2023 | $3,213.00 (+0.63%) | $334,000 (-) Land $204,900 Building $129,100 | |
| 2022 | $3,193.00 | $334,000 Land $204,900 Building $129,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 36 Terrace Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 140 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 143 units insured incl. 3 condo units |
| Nearby Flood Claims | 28 (1985–2021) |
| Claims Outside the SFHA | 8 of 28 |
| Most Recent Claim | Sep 2021 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 36 Terrace Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WESTERLY WATER DEPARTMENT serves 35,298 people · EPA ID RI1559512 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 22 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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