Westerly Town property record for 33 Terrace Ave, Westerly, RI 02891
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,152 sqft · built 1975 |
| Lot Size | 0.16 acres (6,974 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $460,000 (May 2019) |
| Tax Bill | $3,775 (2025) |
| Deeds & Mortgages | Jan 2021 Refinance May 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | WEST M:142 B:60 |
| Primary APN | WEST M:142 B:60 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,152 sqft Living Area |
| Gross Area | 2,688 sqft |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 6,974 sqft (0.16 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 18079150 |
|---|---|
| Street Address | 33 TERRACE AVE |
| City | WESTERLY |
| State | RI |
| Zip | 02891-4428 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 60 |
| Jurisdiction | WESTERLY RI |
| Township / Civil Division | WESTERLY |
| Census Block Group | 2 |
| Census Block | 2038 |
| Census Tract | 51000 |
Source: Westerly Town records, as of June 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 49 ARBOR XING, EAST LYME, CT 06333-1170 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jan 13, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance COREPLUS FCU |
| May 2, 2019 | Warranty Deed, Transfer · Stand-Alone First Mortgage SEACOAST MORTGAGE CORPORATION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 2, 2019 · Amount on Record |
| Deed Sale | May 2, 2019 · Amount on Record |
| Prior Sale | Aug 29, 2014 · Amount on Record |
| Deed Document Number | 20191784 |
| Deed Book / Page | 2019 / 6913 |
| Transfer Doc | 2015-2440 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTERLY RI |
| Property Address | 33 TERRACE AVE, WESTERLY, RI 02891-4428 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2022 |
| Name | Verified Name |
|---|
| Document Number | 002021-982 |
|---|---|
| Date | Jan 13, 2021 |
| Book Page | 2021/982 |
| Instrument | 2021-224 |
| Name | COREPLUS FCU |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Feb 1, 2036 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WESTERLY RI |
| Recording Date | May 2, 2019 |
| Property Address | 33 TERRACE AVE, WESTERLY, RI 02891-4428 |
| Document Number | 2019-6913 |
| Book / Page | 2019 / 6913 |
| Instrument Date | May 2, 2019 |
| Instrument | 2019-1784 |
| Transaction Type | Transfer |
| Record Updated | Jun 4, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 22 SALEM HOLLOW LN, SALEM, CT 06420-4046 |
| Document Number | 20191786 |
|---|---|
| Date | May 2, 2019 |
| Instrument | 2019-1786 |
| Name | SEACOAST MORTGAGE CORPORATION |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Westerly Town assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Westerly Town |
| Unified School District | Westerly School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $3,775.00 (-5.72%) | $530,900 (+27.56%) Land $319,100 Building $211,800 |
| 2023 | $4,004.00 (+0.63%) | $416,200 (-) Land $227,900 Building $188,300 |
| 2022 | $3,979.00 | $416,200 Land $227,900 Building $188,300 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 140 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 143 units insured incl. 3 condo units |
| Nearby Flood Claims | 28 (1985–2021) |
| Claims Outside the SFHA | 8 of 28 |
| Most Recent Claim | Sep 2021 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WESTERLY WATER DEPARTMENT serves 35,298 people · EPA ID RI1559512 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 22 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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