36 Riverside Ave, Oneonta, NY 13820 Property Records

Otsego County and Oneonta City property record for 36 Riverside Ave, Oneonta, NY 13820

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 729 sqft · built 1900
Lot Size0.1 acres (4,356 sqft)
OwnerIndividual Name on File
Last Sale$80,851 (Dec 2018)
Tax Bill$3,088 (2026)
Deeds & MortgagesSep 2021 Refinance
Dec 2018 Sale
Flood ZoneZone X (moderate risk)
APN361200 300.13-1-39

Property Details

APN / Parcel Number

Primary APN361200 300.13-1-39
Alternative APNs
  • 120030001300010390000000
  • 3911 2877

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area729 sqft Living Area
1st Floor Area729 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1975
Architectural StyleBungalow
Exterior MaterialWood
Lot Area4,356 sqft (0.1 acres)
Lot Dimensions114 ft deep x 40 ft wide
PorchPorch
Porch Area96 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number3911 2877
Street Address36 RIVERSIDE AVE
CityONEONTA
StateNY
Zip13820-2217
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code120
Legal Block1
Legal Lot Number39.000
JurisdictionOTSEGO NY
Township / Civil DivisionONEONTA
Census Block Group1
Census Block1012
Census Tract591100

Owner

36 Riverside Ave is owned and occupied by an individual who bought it in December 2018.

Source: Otsego County and Oneonta City records, as of September 23, 2026

Owner of RecordIndividual Name on File
Mailing Address36 RIVERSIDE AVE, ONEONTA, NY 13820-2217
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 10, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
ROCKET MORTGAGE
Dec 13, 2018Grant Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 13, 2018 · Amount on File
Deed SaleDec 13, 2018 · Amount on File
Prior SaleOct 19, 2012 · Amount on File
Deed Document Number20186012
Prior Transfer DateDec 22, 2005
Prior Transfer Doc0010901009
Record UpdatedOct 29, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOTSEGO NY
Property Address36 RIVERSIDE AVE, ONEONTA, NY 13820-2217
Transaction TypeMortgage
Record UpdatedOct 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number11
DateSep 10, 2021
Instrument2021-5011
Lender
NameROCKET MORTGAGE
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term181 Months
DueOct 1, 2036

December 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionOTSEGO NY
Recording DateDec 13, 2018
Property Address36 RIVERSIDE AVE, ONEONTA, NY 13820-2217
Document Number0000006012
Instrument DateDec 4, 2018
Instrument6012
Transaction TypeTransfer
Record UpdatedJan 15, 2019

Transaction

AmountAmount on Record
Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address40 MORGAN AVE ONEONTA NY 138201246, ONEONTA, NY 13820-1246

Tax Assessment & Valuation

The 2026 property tax bill for 36 Riverside Ave was $3,088, up 2.6% from the year before.

Source: Otsego County and Oneonta City assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateNew York
CountyOtsego County
MunicipalityOneonta City
Unified School DistrictOneonta City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,088.00 (+2.56%)
2025$3,011.00$79,000 Land $10,500 Building $68,500$111,268 Land $14,789 Building $96,479
2023$79,000 Land $10,500 Building $68,500$97,531 Land $12,963 Building $84,568

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 36 Riverside Ave in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 20, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AO, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims11 (1978–2011)
Claims Outside the SFHA2 of 11
Most Recent ClaimSep 2011 · Remnants Of Tropical Storm Lee
Claims by Event
  • Severe Storms And Flooding, Jun 2006 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 36 Riverside Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemONEONTA CITY
serves 15,954 people · EPA ID NY3800154
Water SourceSurface water
Last State InspectionOct 2024
Lead6 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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