Otsego County and Oneonta City property record for 2 Riverside Ave, Oneonta, NY 13820
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1 ba · 1,540 sqft · built 1940 |
| Lot Size | 0.33 acres (14,375 sqft) |
| Owner | Individual Name on File |
| Last Sale | $108,150 (Jan 2021) |
| Tax Bill | $3,652 (2025) |
| Deeds & Mortgages | Jan 2021 Sale & Mortgage Mar 2017 Transfer |
| Flood Zone | Zone X (moderate risk) |
| APN | 361200 299.16-3-70 |
| Primary APN | 361200 299.16-3-70 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,540 sqft Living Area |
| 1st Floor Area | 1,440 sqft |
| Attic | Attic |
| Attic Area | 100 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Cottage |
| Exterior Material | Composition/Composite |
| Lot Area | 14,375 sqft (0.33 acres) |
| Lot Dimensions | 120 ft deep x 120 ft wide |
| Garage Type | Attached |
| Porch | Porch |
| Porch Area | 184 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 3911 2874 |
|---|---|
| Street Address | 2 RIVERSIDE AVE |
| City | ONEONTA |
| State | NY |
| Zip | 13820-2216 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 120 |
| Legal Block | 3 |
| Legal Lot Number | 70.000 |
| Jurisdiction | OTSEGO NY |
| Township / Civil Division | ONEONTA |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 591100 |
Source: Otsego County and Oneonta City records · APN 361200 299.16-3-70
Assessment roll updated April 30, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2 RIVERSIDE AVE, ONEONTA, NY 13820-2216 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 07, 2021 | Grant Deed, Transfer · Conventional with PMI NBT BK |
| Mar 31, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 07, 2021 · Amount on Record |
| Deed Sale | Jan 07, 2021 · Amount on Record |
| Prior Sale | Dec 06, 2004 · Amount on Record |
| Deed Document Number | 2021114 |
| Prior Transfer Date | Mar 30, 2017 |
| Prior Transfer Doc | 2017001498 |
| Record Updated | Jun 08, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | OTSEGO NY |
| Recording Date | Jan 07, 2021 |
| Property Address | 2 RIVERSIDE AVE, ONEONTA, NY 13820-2216 |
| Document Number | 0000000114 |
| Instrument Date | Dec 09, 2020 |
| Instrument | 114 |
| Transaction Type | Transfer |
| Record Updated | Jan 27, 2021 |
| Title Company | LEGACY TITLE SERVICES, LEGACY TITLE SVCS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $433.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5435 STATE HIGHWAY 7 ONEONTA NY 138203662, ONEONTA, NY 13820-3662 |
| Document Number | 115 |
|---|---|
| Date | Jan 07, 2021 |
| Instrument | 115 |
| Name | NBT BK |
|---|---|
| Type | Bank |
| Address | NORWICH, NY 13815 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 06, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OTSEGO NY |
| Recording Date | Mar 31, 2017 |
| Property Address | 2 RIVERSIDE AVE, ONEONTA, NY 13820-2216 |
| Document Number | 0000001498 |
| Instrument Date | Mar 30, 2017 |
| Instrument | 1498 |
| Transaction Type | Transfer |
| Record Updated | Apr 25, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2 RIVERSIDE AVE ONEONTA NY 138202216, ONEONTA, NY 13820-2216 |
Source: Otsego County and Oneonta City records · Assessment roll updated April 30, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | New York |
| County | Otsego County |
| Municipality | Oneonta City |
| Unified School District | Oneonta City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,652.00 | $96,000 (-) Land $21,400 Building $74,600 | $135,211 (+14.08%) Land $30,141 Building $105,070 |
| 2023 | $96,000 Land $21,400 Building $74,600 | $118,519 Land $26,420 Building $92,099 |
Source: FEMA National Flood Hazard Layer as of March 20, 2017 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AO, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 11 (1978–2011) |
| Claims Outside the SFHA | 2 of 11 |
| Most Recent Claim | Sep 2011 · Remnants Of Tropical Storm Lee |
| Claims by Event |
|
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
Based on FCC filings for 180 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ONEONTA CITY serves 15,954 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 6 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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