36 River Rd, Ludlow (Covington), KY 41016 Property Records

Kenton County property record for 36 River Rd, Ludlow, KY 41016

Property Summary

Property Type	Vacant Land
Lot Size	0.126 acres (5,467 sqft)
Owner	2 Individual Names on Record
Last Sale	$7,500 (Mar 2022)
Tax Bill	$26 (2025)
Deeds & Mortgages	Mar 2022 Sale & Mortgage Dec 2017 Transfer + 1 more
Flood Zone	Zone AE (high risk)
APN	`040-11-07-003.01`

Property Details

APN / Parcel Number

Primary APN	`040-11-07-003.01`

Exterior

Lot Area	5,467 sqft (0.126 acres)

Location & Zoning

Street Address	36 RIVER RD
City	LUDLOW
State	KY
Zip	41016-1583
Property Category	Vacant Land
Property Type	Vacant Land > Uncategorized
Legal Description	0.1255 AC NS RIVER RD APPROX 300'W OF LOUISE CT
Legal Subdivision	POST PLACE
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	3
Census Block	3001
Census Tract	63800

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	27 RIVER RD, LUDLOW, KY 41016-1541
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 4, 2022	Warranty Deed, Transfer · Conventional Mortgage NATIONS RELIABLE LENDING LLC
Dec 28, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY
Jan 27, 2017	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 4, 2022 · Amount on Record
Deed Sale	Mar 4, 2022 · Amount on Record
Deed Document Number	2022133
Deed Book / Page	151 / 494
Prior Transfer Date	Dec 27, 2017
Prior Transfer Doc	0000000238
Record Updated	Oct 29, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Mar 4, 2022
Property Address	36 RIVER RD, LUDLOW, KY 41016-1583
Document Number	0005900133
Book / Page	151 / 494
Instrument Date	Feb 23, 2022
Instrument	22030405900133
Transaction Type	Transfer
Record Updated	Sep 29, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	25 RIVER RD, LUDLOW, KY 41016-1541

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	27 RIVER RD, LUDLOW, KY 41016-1541

Mortgage

Document Number	0005900056
Date	Mar 8, 2022
Book Page	345/430
Instrument	22030805900056

Lender

Name	NATIONS RELIABLE LENDING LLC
Type	Mortgage Company
Address	HOUSTON, TX 77057

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2052

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KENTON KY
Recording Date	Dec 28, 2017
Property Address	36 RIVER RD, LUDLOW, KY 41016-1583
Document Number	0000000238
Book / Page	0C6324 / 000257
Instrument Date	Dec 27, 2017
Instrument	238
Transaction Type	Transfer
Record Updated	Jan 18, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	27 RIVER RD LUDLOW KY 410161541, LUDLOW, KY 41016-1541

January 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KENTON KY
Recording Date	Jan 27, 2017
Property Address	36 RIVER RD, LUDLOW, KY 41016-1583
Document Number	0000000107
Book / Page	0C6084 / 000068
Instrument Date	Jan 19, 2017
Instrument	107
Transaction Type	Transfer
Record Updated	May 16, 2017
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	27 RIVER RD LUDLOW KY 410161541, LUDLOW, KY 41016-1541

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Ludlow City
Unified School District	Ludlow Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$2,000 (-) Land $2,000	$2,000 (-) Land $2,000
2025	$26.00 (+4%)	$2,000 (-) Land $2,000	$2,000 (-) Land $2,000
2023	$25.00	$2,000 (-) Land $2,000	$2,000 (-) Land $2,000
2022	$25.00	$2,000 Land $2,000	$2,000 Land $2,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2024 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Starlink Satellite	280 / 30

May also be available: Spectrum, Verizon.

Nearby Properties on River Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures