27 River Rd, Ludlow (Covington), KY 41016 Property Records

Kenton County property record for 27 River Rd, Ludlow, KY 41016 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	3.5 Baths
Year Built	Built 1900
Square Footage	3,665 sqft Finished Area
Lot Size	13,770 sqft (0.316 acres)
Occupancy	Owner Occupied
Last Sale	$10,000 (2022)
Tax Bill	$5,126.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`040-11-06-002.00`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Partial Baths	1 Partial Baths
Building Area	3,665 sqft Finished Area
Stories	2 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Brick Exterior
Roof Material	Composition Shingle Roof
Lot Area	13,770 sqft (0.316 acres)
Depth X Width	270 ft x 51 ft Depth x Width

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air with Air Conditioning Heating
Heating Fuel	Gas Heating Fuel
Sewage	Sewage Connected
Water Source	Yes (Unknown Type) Water Source

Location & Zoning

Street Address	27 RIVER RD
City	LUDLOW
State	KY
Zip	41016-1541
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	POST PLACE LOT 26 51'X 270' NS LUDLOW HIGHWAY NEXT WEST POST PLACE SUB
Legal Subdivision	POST PLACE
Legal Lot Number	26
Jurisdiction	KENTON KY
Minor Civil Division	COVINGTON
Census Blockgroup	3
Census Block	3002
Census Tract	63800

Owner

Source: Kenton County records · APN 040-11-06-002.00

Assessment roll updated December 2, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	27 RIVER RD, LUDLOW, KY 41016-1541
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 04, 2022 · Amount on Record
Deed Sale	Mar 04, 2022 · Amount on Record
Prior Sale	Dec 03, 2010 · Amount on Record
Deed Doc Number	2022127
Deed Book / Page	151 / 488
Record Refreshed	Sep 20, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Mar 04, 2022
Property Address	27 RIVER RD, LUDLOW, KY 41016-1541
Document Number	0005900127
Book / Page	151 / 488
Map Reference	PL 466
Instrument Date	Feb 23, 2022
Instrument	22030405900127
Transaction Type	Transfer
Record Updated	Jan 08, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	25 RIVER RD, LUDLOW, KY 41016-1541

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right Of Survivorship
Address	27 RIVER RD, LUDLOW, KY 41016-1541

Mortgage

Document Number	0005900056
Date	Mar 08, 2022
Book Page	345/430
Instrument	22030805900056

Lender

Name	NATIONS RELIABLE LENDING LLC
Type	Mortgage Company
Address	HOUSTON, TX 77057

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 01, 2052

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated December 2, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Ludlow City
Unified School District	Ludlow Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,126.00 (+1.48%)	$392,500 (-) Land $10,000 Building $382,500	$392,500 (-) Land $10,000 Building $382,500
2023	$5,051.00	$392,500 Land $10,000 Building $382,500	$392,500 Land $10,000 Building $382,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kenton County (21117C), updated June 19, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Low above 5% of the US · above 4% of Kentucky
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Individually Listed	Maxwell House listed 1984 · 1 contributing resources · NRIS 84000350

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.