Cherokee County property record for 36 Ridgewood Dr, Murphy, NC 28906 · Last verified May 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1992 |
| Square Footage | 1,016 sqft Heated Area |
| Lot Size | 13,939 sqft (0.32 acres) |
| Garage | 442 sqft |
| Last Sale | $112,500 (2026) |
| Tax Bill | $1,484.00 (2025) |
| Primary APN | 455407781012000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Baths |
| Building Area | 1,016 sqft Heated Area |
| Gross Area | 2,452 sqft Gross Area |
| 1st Floor | 1,016 sqft 1st Floor |
| Basement Area | 442 sqft Basement |
| Finished Basement | 442 sqft Finished |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Plaster Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1992 |
| Architectural Style | Ranch Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Metal Roof |
| Lot Area | 13,939 sqft (0.32 acres) |
| Depth X Width | 89 ft x 267 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Area | 442 sqft Garage |
| Deck Area | 480 sqft Deck |
| Porch Area | 72 sqft Porch |
| Topography | Mountain Topography |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Heating Fuel | Electric Heating Fuel |
| Account Number | 30229 |
|---|---|
| Street Address | 36 RIDGEWOOD DR |
| City | MURPHY |
| State | NC |
| Zip | 28906-9510 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LT A BLK 7 SEC 2 BEAR PAW 893/202 A/33B |
| Legal Subdivision | BEAR PAW SUBDIVISION |
| Legal Block | 7 |
| Legal Lot Number | A |
| Jurisdiction | CHEROKEE NC |
| Minor Civil Division | SHOAL CREEK |
| Census Blockgroup | 2 |
| Census Block | 2002 |
| Census Tract | 930603 |
Source: Cherokee County records · APN 455407781012000
Assessment roll updated October 10, 2025 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 3483, DALTON, GA 30719-0483 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Husband And Wife |
| Date | Document |
|---|---|
| Feb 24, 2010 | Deed of Trust, Mortgage · Conventional Mortgage FIRST CITIZENS BANK & TRUST CO |
| Apr 27, 2026 | Warranty Deed, Transfer · Building or Construction Mortgage NONE LISTED ON DOCUMENT |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 27, 2026 · Amount on Record |
| Deed Sale | Apr 27, 2026 · Amount on Record |
| Prior Sale | Aug 28, 2009 · Amount on Record |
| Deed Doc Number | 20261973 |
| Deed Book / Page | 1800 / 83 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Property Address | 36 RIDGEWOOD DR, MURPHY, NC 28906-9510 |
| Transaction Type | Mortgage |
| Record Updated | Jun 12, 2026 |
| Name | Verified Name |
|---|
| Document Number | 01379/0803 |
|---|---|
| Date | Feb 24, 2010 |
| Book Page | 1379/0803 |
| Instrument | 2010-0000836 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | RALEIGH, NC 27611 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Recording Date | Apr 27, 2026 |
| Property Address | 36 RIDGEWOOD DR, MURPHY, NC 28906-9510 |
| Document Number | 0000001973 |
| Book / Page | 1800 / 83 |
| Instrument Date | Apr 02, 2026 |
| Instrument | 2026.1973 |
| Transaction Type | Transfer |
| Record Updated | May 08, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $22,725.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0000001974, |
|---|---|
| Date | Apr 27, 2026 |
| Instrument | 2026..1974 |
| Special Notes | Lender is also the Seller |
|---|
| Type | Building or Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Apr 13, 2027 |
| Rate | 6.11% |
|---|---|
| Max Rate | -1% |
Source: Cherokee County records · Assessment roll updated October 10, 2025 · Last verified May 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cherokee County |
| Unified School District | Cherokee County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,484.00 | $119,090 (-) | $119,090 (-) Land $12,000 Building $107,090 |
| 2023 | $119,090 | $119,090 Land $12,000 Building $107,090 |
Source: FEMA National Flood Hazard Layer, Cherokee County (37039C), updated February 5, 2020 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 40% of the US · above 58% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 1,471 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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