Cherokee County property record for 130 Ridgewood Dr, Murphy, NC 28906 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 1,650 sqft · built 1984 |
| Lot Size | 0.26 acres (11,326 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $360,000 (Dec 2022) |
| Tax Bill | $2,487 (2025) |
| Deeds & Mortgages | Dec 2022 Sale Apr 2021 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 455407774955000 |
| Primary APN | 455407774955000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,650 sqft Heated Area |
| Gross Area | 4,932 sqft |
| 1st Floor Area | 1,650 sqft |
| Basement Area | 1,125 sqft |
| Finished Basement | 1,125 sqft |
| Flooring | Wood |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1994 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 11,326 sqft (0.26 acres) |
| Lot Dimensions | 124 ft deep x 150 ft wide |
| Terrain | Mountain |
| Garage Area | 525 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 1,632 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 59086 |
|---|---|
| Street Address | 130 RIDGEWOOD DR |
| City | MURPHY |
| State | NC |
| Zip | 28906-1803 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 6 BLK 12 SEC 2 BEAR PAW 1677/362 |
| Legal Subdivision | BEAR PAW SUBDIVISION |
| Legal Block | 12 |
| Legal Lot Number | 6 |
| Jurisdiction | CHEROKEE NC |
| Township / Civil Division | SHOAL CREEK |
| Census Block Group | 2 |
| Census Block | 2055 |
| Census Tract | 930603 |
Source: Cherokee County records · APN 455407774955000
Assessment roll updated October 10, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2340 LEISURE LN, ATLANTA, GA 30338-5315 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Dec 08, 2022 | Warranty Deed, Transfer |
| Apr 06, 2021 | Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Sep 22, 2020 | Intrafamily Transfer, Transfer |
| Sep 16, 2020 | Warranty Deed, Transfer · Seller Carry-Back MARION SMITH |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 08, 2022 · Amount on Record |
| Deed Sale | Dec 08, 2022 · Amount on Record |
| Prior Sale | Apr 06, 2021 · Amount on Record |
| Deed Document Number | 20227645 |
| Deed Book / Page | 1726 / 337 |
| Prior Transfer Date | Sep 10, 2020 |
| Prior Transfer Doc | 1657/450 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Recording Date | Dec 08, 2022 |
| Property Address | 130 RIDGEWOOD DR, MURPHY, NC 28906-1803 |
| Document Number | 001726/337 |
| Book / Page | 1726 / 337 |
| Instrument Date | Dec 05, 2022 |
| Instrument | 7645 |
| Transaction Type | Transfer |
| Record Updated | Dec 27, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $720.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 229 WORTHINGTON DR, MARIETTA, GA 30068-3375 |
| Name | Verified Name |
|---|---|
| Address | 2340 LEISURE LN, ATLANTA, GA 30338-5315 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Recording Date | Apr 06, 2021 |
| Property Address | 130 RIDGEWOOD DR, MURPHY, NC 28906-1803 |
| Document Number | 1677/362 |
| Book / Page | 1677 / 362 |
| Instrument Date | Mar 11, 2021 |
| Instrument | 2283 |
| Transaction Type | Transfer |
| Record Updated | Aug 13, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $370.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 890 STEERTOWN RD, 890, MURPHY, NC 28906-5868 |
| Name | Verified Name |
|---|---|
| Address | 130 RIDGEWOOD DR, MURPHY, NC 28906-1803 |
| Document Number | 1677366 |
|---|---|
| Date | Apr 06, 2021 |
| Instrument | 1677/366 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Recording Date | Sep 22, 2020 |
| Property Address | 130 RIDGEWOOD DR, MURPHY, NC 28906-1803 |
| Document Number | 1657/450 |
| Book / Page | 1657 / 450 |
| Instrument Date | Sep 10, 2020 |
| Instrument | 5300 |
| Transaction Type | Transfer |
| Record Updated | Aug 13, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 890 STEERTOWN RD, MURPHY, NC 28906-5868 |
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Recording Date | Sep 16, 2020 |
| Property Address | 130 RIDGEWOOD DR, MURPHY, NC 28906-1803 |
| Document Number | 1656/554 |
| Book / Page | 1656 / 554 |
| Instrument Date | Sep 10, 2020 |
| Instrument | 5123 |
| Transaction Type | Transfer |
| Record Updated | Aug 13, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $200.00 |
| Amount Accuracy | Rounded by County |
| Name | Verified Name |
|---|---|
| Address | 0N801 FRIENDSHIP WAY # 23082308, 0N801, GENEVA, IL 60134-6206 |
| Name | Verified Name |
|---|---|
| Address | 30 DUKE ST, MURPHY, NC 28906-3522 |
| Investor | Possibly a Property Investor |
| Document Number | 1656556 |
|---|---|
| Date | Sep 16, 2020 |
| Instrument | 1656/556 |
| Name | MARION SMITH |
|---|---|
| Type | Seller |
| Type | Seller Carry-Back |
|---|---|
| Amount | Amount Recorded |
| Term | 24 Months |
| Due | Sep 16, 2022 |
Source: Cherokee County records · Assessment roll updated October 10, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cherokee County |
| Unified School District | Cherokee County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,487.00 | $217,440 (-) | $217,440 (-) Land $12,000 Building $205,440 |
| 2023 | $217,440 | $217,440 Land $12,000 Building $205,440 |
Source: FEMA National Flood Hazard Layer, Cherokee County (37039C), updated February 5, 2020 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370399306032, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 3 individual NFIP policies nearby |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 3 in force 2 of 3 on primary residences |
| Wildfire Risk | Moderate above 43% of the US · above 63% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 1,471 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures