36 Prairie Xing, Murphy, NC 28906 Property Records

Cherokee County property record for 36 Prairie Xing, Murphy, NC 28906

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,224 sqft · built 2006
Lot Size	0.97 acres (42,253 sqft)
Owner	Individual Name on Record
Last Sale	$415,000 (Apr 2026)
Tax Bill	$1,894 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage May 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`454200293983000`

Property Details

APN / Parcel Number

Primary APN	`454200293983000`
Alternative APN	`54493`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,224 sqft Heated Area
Gross Area	4,068 sqft
1st Floor Area	864 sqft
Upper Floors Area	360 sqft
Basement Area	864 sqft
Finished Basement	864 sqft
Unfinished Basement	864 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2016
Exterior Material	Wood Siding
Roof Type	Cathedral/Clerestory
Roof Material	Asphalt
Lot Area	42,253 sqft (0.97 acres)
Lot Dimensions	209 ft deep x 174 ft wide
Garage Area	676 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	448 sqft
Deck Area	640 sqft
Patio Area	108 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	54493
Street Address	36 PRAIRIE XING
City	MURPHY
State	NC
Zip	28906-6979
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 12 ARVIL COOK INVEST PROP 1605/291
Legal Subdivision	ARVIL COOK INVESTMENTS LLC PROPERTY
Legal Phase	1605
Legal Lot Number	12
Jurisdiction	CHEROKEE NC
Township / Civil Division	SHOAL CREEK
Census Block Group	2
Census Block	2060
Census Tract	930603

Owner

Source: Cherokee County records, as of May 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2481 LOCH STONE DR, GASTONIA, NC 28054-0817
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2026	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE FINANCIAL GROUP INC
May 6, 2021	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Jan 18, 2019	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 21, 2026 · Amount on Record
Deed Sale	Apr 21, 2026 · Amount on Record
Prior Sale	May 6, 2021 · Amount on Record
Deed Document Number	20261881
Deed Book / Page	1799 / 1069
Prior Transfer Date	Jan 18, 2019
Prior Transfer Doc	01605/0291
Record Updated	Sep 20, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Apr 21, 2026
Property Address	36 PRAIRIE XING, MURPHY, NC 28906-6979
Document Number	01799/1069
Book / Page	1799 / 1069
Instrument Date	Apr 20, 2026
Instrument	2026.1881
Transaction Type	Transfer
Record Updated	May 6, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$83,830.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2481 LOCH STONE DR, GASTONIA, NC 28054-0817

Mortgage

Document Number	0000001882,
Date	Apr 21, 2026
Instrument	2026..1882

Lender

Name	MORTGAGE FINANCIAL GROUP INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6%
Initial Type	Fixed Rate
Max Rate	-1%

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	May 6, 2021
Property Address	36 PRAIRIE XING, MURPHY, NC 28906-6979
Document Number	1679/1347
Book / Page	1679 / 1347
Instrument Date	Mar 17, 2021
Instrument	3000
Transaction Type	Transfer
Record Updated	May 25, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$710.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1695 WILLOWS SQ, 1695, VERO BEACH, FL 32966-4611

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	67 SAW MILL CT, CRAWFORDVILLE, FL 32327-2899

Mortgage

Document Number	16791351
Date	May 6, 2021
Instrument	1679/1351

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

January 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHEROKEE NC
Recording Date	Jan 18, 2019
Property Address	36 PRAIRIE XING, MURPHY, NC 28906-6979
Document Number	01605/0291
Book / Page	01605 / 0291
Instrument Date	Jan 18, 2019
Instrument	00259
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	36 PRAIRIE XING, MURPHY, NC 28906-6979

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of October 10, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,894.00	$256,660 (-)	$256,660 (-) Land $17,700 Building $238,960
2023		$256,660	$256,660 Land $17,700 Building $238,960

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 87% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Blue Ridge Mountain EMC Fiber	1,000 / 1,000
Starlink Satellite	280 / 30
RiverStreet Networks Fixed Wireless	10 / 1

Cell Coverage

No cell data coverage reported

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