104 Prairie Xing, Murphy, NC 28906 Property Records

Cherokee County property record for 104 Prairie Xing, Murphy, NC 28906

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,404 sqft · built 2006
Lot Size	0.78 acres (33,977 sqft)
Owner	Individual Name on Record
Last Sale	$355,000 (Jan 2025)
Tax Bill	$1,394 (2025)
Deeds & Mortgages	Jan 2025 Sale & Mortgage Feb 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`454200291755000`

Property Details

APN / Parcel Number

Primary APN	`454200291755000`
Alternative APN	`53850`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,404 sqft Heated Area
Upper Floors Area	416 sqft
Basement Area	988 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Exterior Material	Wood
Foundation Type	Footing
Roof Type	Cathedral/Clerestory
Roof Material	Asphalt
Lot Area	33,977 sqft (0.78 acres)
Lot Dimensions	274 ft deep x 112 ft wide
Porch	Open Porch
Porch Area	824 sqft
Deck Area	456 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	53850
Street Address	104 PRAIRIE XING
City	MURPHY
State	NC
Zip	28906-6961
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 14 ARVIL COOK INVEST PROP SEC 3 1504/821
Legal Lot Number	14
Jurisdiction	CHEROKEE NC
Township / Civil Division	SHOAL CREEK
Census Block Group	2
Census Block	2060
Census Tract	930603

Owner

Source: Cherokee County records, as of October 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	270 MOUNTAIN VIEW TRL, MARBLE, NC 28905-8553
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 14, 2025	Warranty Deed, Transfer · Conventional Mortgage SUNCOAST CU
Feb 8, 2021	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 14, 2025 · Amount on Record
Deed Sale	Jan 14, 2025 · Amount on Record
Prior Sale	Jan 14, 2025 · Amount on Record
Deed Document Number	001771/177
Deed Book / Page	1771 / 177
Last Transfer Date	Mar 5, 2025
Transfer Doc	001773/860
Record Updated	Jun 8, 2026

January 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Jan 14, 2025
Property Address	104 PRAIRIE XING, MURPHY, NC 28906-6961
Document Number	001771/177
Book / Page	1771 / 177
Instrument Date	Jan 14, 2025
Instrument	155
Transaction Type	Transfer
Record Updated	Oct 10, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$710.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8701 RIVERSCAPE CT, ODENTON, MD 21113-2326

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14330 SNOW MEMORIAL HWY, BROOKSVILLE, FL 34601-4487

Mortgage

Document Number	0001771180
Date	Jan 14, 2025
Instrument	1771/180

Lender

Name	SUNCOAST CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	4.99%
Adjustable	Adjustable Rate Rider
Type Change Date	Apr 1, 2028
Change Frequency	6 Months
Min Rate At Change	3.49%
Max Rate At Change	6.49%
Index	3-Year CMT
Max Rate	9.99%

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Feb 8, 2021
Property Address	104 PRAIRIE XING, MURPHY, NC 28906-6961
Document Number	1671/1496
Book / Page	1671 / 1496
Instrument Date	Jan 14, 2021
Instrument	866
Transaction Type	Transfer
Record Updated	Aug 13, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$438.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2788 VALIANT DR, 2788, CLERMONT, FL 34711-5247

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3455 PELICAN CIR, TITUSVILLE, FL 32796-3750

Mortgage

Document Number	00001672/1
Date	Feb 8, 2021
Book Page	1672/1
Instrument	867

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,394.00	$179,500 (-)	$179,500 (-) Land $14,160 Building $165,340
2023		$179,500	$179,500 Land $14,160 Building $165,340

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 87% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Blue Ridge Mountain EMC Fiber	1,000 / 1,000
Starlink Satellite	280 / 30
RiverStreet Networks Fixed Wireless	10 / 1

Cell Coverage

No cell data coverage reported

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