36 Orchard Cir, Swampscott, MA 01907 Property Records

Essex County and Swampscott Town property record for 36 Orchard Cir, Swampscott, MA 01907

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 1,987 sqft · built 1925
Lot Size0.182 acres (7,928 sqft)
Owner2 Individual Names on File
Last Sale$485,000 (May 2011)
Tax Bill$9,895 (2026)
Deeds & MortgagesJan 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APNSWAM M:0022 B:0029 L:0

Property Details

APN / Parcel Number

Primary APNSWAM M:0022 B:0029 L:0

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area1,987 sqft Living Area
Gross Area3,989 sqft
Basement Area864 sqft
Unfinished Basement864 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1925
Effective Year BuiltEffective 1925
Architectural StyleColonial
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area7,928 sqft (0.182 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water
Heating FuelGas

Location & Zoning

Street Address36 ORCHARD CIR
CitySWAMPSCOTT
StateMA
Zip01907-2305
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA-2
Legal SubdivisionTHAYER BRADLEY CO
Legal Block29
JurisdictionSWAMPSCOTT MA
Township / Civil DivisionSWAMPSCOTT
Census Block Group4
Census Block4006
Census Tract202200

Owner

36 Orchard Cir is owned and occupied by two individuals who bought it in May 2011.

Source: Essex County and Swampscott Town records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address36 ORCHARD CIR, SWAMPSCOTT, MA 01907-2305
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 20, 2011 · Amount on File
Deed SaleMay 20, 2011 · Amount on File
Prior SaleOct 31, 1990 · Amount on File
Deed Book / Page30418 / 125
Record UpdatedOct 29, 2026

January 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSWAMPSCOTT MA
Property Address36 ORCHARD CIR, SWAMPSCOTT, MA 01907-2305
Document Number36492-496
Book / Page036492 / 000496
Instrument DateJan 20, 2018
Transaction TypeMortgage
Record UpdatedFeb 13, 2018

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number36492-496
DateJan 26, 2018
Book Page036492/000496
Instrument1801260200
Lender
NameMETRO CU
TypeCredit Union
Agreement
TypeLine of Credit
AmountAmount on Record
Term300 Months
DueJan 25, 2043
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 36 Orchard Cir was $9,895, up 4.2% from the year before.

Source: Essex County and Swampscott Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyEssex County
County SubdivisionSwampscott Town
Unified School DistrictSwampscott School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$9,895.00 (+4.21%)$824,600 (-0.39%) Land $380,300 Building $444,300$1,062,531 (+14.16%)
2025$9,495.00$827,800 Land $380,300 Building $447,500$930,715
2023$8,596.00$732,200 Land $324,600 Building $407,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 36 Orchard Cir in Zone X, an area of minimal flood risk, though there have been 122 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims122 (1978–2018)
Claims Outside the SFHA23 of 122
Most Recent ClaimMar 2018 · Severe Winter Storm And Flooding
Claims by Event
  • Severe Storms And Flooding, May 2006 · 12 claims
  • Coastal Storm, Oct 1991 · 21 claims
  • Coastal Storms, Flood, Ice & Snow, Feb 1978 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 36 Orchard Cir has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSWAMPSCOTT WATER DEPT. (MWRA)
serves 15,300 people · EPA ID MA3291000
Water SourcePurchased surface water from MWRA
Last State InspectionMar 2026
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 374 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
Xfinity
Cable
2,000 / 2,000

May also be available: T-Mobile.

Nearby Properties on Orchard Cir

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