Essex County and Swampscott Town property record for 19 Orchard Cir, Swampscott, MA 01907
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,952 sqft · built 1920 |
| Lot Size | 0.228 acres (9,940 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $450,000 (Sep 2004) |
| Tax Bill | $9,922 (2026) |
| Deeds & Mortgages | Mar 2024 Refinance Jun 2020 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | SWAM M:0022 B:0006 L:0 |
| Primary APN | SWAM M:0022 B:0006 L:0 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,952 sqft Living Area |
| Gross Area | 3,205 sqft |
| Basement Area | 1,094 sqft |
| Unfinished Basement | 1,094 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 9,940 sqft (0.228 acres) |
| Heating System | Steam |
|---|---|
| Heating Fuel | Gas |
| Street Address | 19 ORCHARD CIR |
|---|---|
| City | SWAMPSCOTT |
| State | MA |
| Zip | 01907-2304 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A-2 |
| Legal Block | 6 |
| Jurisdiction | SWAMPSCOTT MA |
| Township / Civil Division | SWAMPSCOTT |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 202200 |
19 Orchard Cir is owned and occupied by two individuals who bought it in September 2004.
Source: Essex County and Swampscott Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 19 ORCHARD CIR, SWAMPSCOTT, MA 01907-2304 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 8, 2024 | Deed of Trust, Mortgage · Stand-Alone Refinance SALEM FIVE CENTS SAVINGS BANK |
| Jun 15, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance LEADER BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 29, 2004 · Amount on File |
| Deed Sale | Sep 29, 2004 · Amount on File |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SWAMPSCOTT MA |
| Property Address | 19 ORCHARD CIR, SWAMPSCOTT, MA 01907-2304 |
| Transaction Type | Mortgage |
| Record Updated | Mar 22, 2024 |
| Name | Verified Name |
|---|
| Document Number | 042015-411 |
|---|---|
| Date | Mar 8, 2024 |
| Book Page | 42015/411 |
| Instrument | 40 |
| Name | SALEM FIVE CENTS SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SWAMPSCOTT MA |
| Property Address | 19 ORCHARD CIR, SWAMPSCOTT, MA 01907-2304 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 38609-155 |
|---|---|
| Date | Jun 15, 2020 |
| Book Page | 38609/155 |
| Instrument | 20200615002470 |
| Name | LEADER BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2050 |
The 2026 property tax bill for 19 Orchard Cir was $9,922, up 7.3% from the year before.
Source: Essex County and Swampscott Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Swampscott Town |
| Unified School District | Swampscott School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $9,922.00 (+7.28%) | $826,800 (+2.53%) Land $409,100 Building $417,700 | $863,292 (-0.18%) |
| 2025 | $9,249.00 | $806,400 Land $409,100 Building $397,300 | $864,880 |
| 2023 | $8,473.00 | $721,700 Land $349,300 Building $372,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 19 Orchard Cir in Zone X, an area of minimal flood risk, though there have been 122 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 122 (1978–2018) |
| Claims Outside the SFHA | 23 of 122 |
| Most Recent Claim | Mar 2018 · Severe Winter Storm And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 19 Orchard Cir has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SWAMPSCOTT WATER DEPT. (MWRA) serves 15,300 people · EPA ID MA3291000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Mar 2026 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 374 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
May also be available: T-Mobile.
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