36 Oneil Ave, Johnstown, NY 12095 Property Records

Fulton County and Johnstown City property record for 36 Oneil Ave, Johnstown, NY 12095

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,454 sqft · built 1977
Lot Size	5.1 acres (222,156 sqft)
Owner	2 Individual Names on Record
Last Sale	$390,000 (Aug 2026)
Tax Bill	$8,042 (2026)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Nov 2025 Sale + 1 more
APN	`170800 162.11-3-3.1`

Property Details

APN / Parcel Number

Primary APN	`170800 162.11-3-3.1`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,454 sqft Living Area
1st Floor Area	2,454 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	222,156 sqft (5.1 acres)
Garage Type	Mixed
Garage Area	1,392 sqft
Parking Spaces	6 Parking Spaces
Porch	Slab
Porch Area	402 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	36 ONEIL AVE
City	JOHNSTOWN
State	NY
Zip	12095-1113
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	03 - MULTI
Legal Block	3
Legal Lot Number	3.001
Jurisdiction	FULTON NY
Township / Civil Division	JOHNSTOWN
Census Block Group	4
Census Block	4005
Census Tract	971300

Owner

Source: Fulton County and Johnstown City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2391 COUNTY HIGHWAY 107, AMSTERDAM, NY 12010-6229
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Aug 7, 2026	Warranty Deed, Transfer · ARM HOMESTEAD FUNDING CORPORATION
Nov 24, 2025	Warranty Deed, Transfer
Sep 14, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage MORTGAGE RESEARCH CENTER LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 7, 2026 · Amount on Record
Deed Sale	Aug 7, 2026 · Amount on Record
Prior Sale	Nov 24, 2025 · Amount on Record
Deed Document Number	202698050
Prior Transfer Date	Oct 22, 2010
Prior Transfer Doc	2010004543
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FULTON NY
Recording Date	Aug 7, 2026
Property Address	36 ONEIL AVE, JOHNSTOWN, NY 12095-1113
Document Number	0000098050
Instrument Date	Jul 27, 2026
Instrument	202698050
Transaction Type	Transfer
Record Updated	Sep 1, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2391 COUNTY HIGHWAY 107, AMSTERDAM, NY 12010-6229

Mortgage

Date	Aug 7, 2026

Lender

Name	HOMESTEAD FUNDING CORPORATION

Agreement

Type	ARM
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	6.2%
Initial Type	Adjustable Rate
Type Change Date	Aug 1, 2036
Index	Other
Margin	3
Max Rate	-1%

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FULTON NY
Recording Date	Nov 24, 2025
Property Address	36 ONEIL AVE, JOHNSTOWN, NY 12095-1113
Document Number	0202594345
Instrument Date	Nov 14, 2025
Instrument	2025-94345
Transaction Type	Transfer
Record Updated	Dec 24, 2025

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FULTON NY
Recording Date	Sep 14, 2021
Property Address	36 ONEIL AVE, JOHNSTOWN, NY 12095-1113
Document Number	0202169780
Instrument Date	Aug 27, 2021
Instrument	2021-69780
Transaction Type	Transfer
Record Updated	Aug 19, 2022
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	305 TREMONT ST, BARRE, VT 05641-3623

Mortgage

Document Number	0202169781
Date	Sep 14, 2021
Instrument	2021-69781

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Fulton County and Johnstown City assessment roll, as of April 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Fulton County
Municipality	Johnstown City
Unified School District	Johnstown City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,042.00 (-31.49%) Homeowner's exemption
2025	$11,738.00 (+7.89%)	$255,000 (-) Land $60,900 Building $194,100	$411,290 (+11.29%) Land $98,226 Building $313,064
2024	$10,880.00 Homeowner's exemption	$255,000 (-) Land $60,900 Building $194,100	$369,565 (+8.7%) Land $88,261 Building $281,304
2023		$255,000 Land $60,900 Building $194,100	$340,000 Land $81,200 Building $258,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	5 in force
Nearby Flood Claims	9 (1996–2022)
Most Recent Claim	Jun 2022 · rainfall accumulation
Claims by Event	Hurricane Irene, Sep 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JOHNSTOWN (C) WATER WORKS serves 8,154 people · EPA ID NY1700019
Water Source	Surface water
Last State Inspection	Nov 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jul 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Frontier, Verizon.

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