23 Oneil Ave, Johnstown, NY 12095 Property Records

Fulton County and Johnstown City property record for 23 Oneil Ave, Johnstown, NY 12095

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,428 sqft · built 1964
Lot Size	0.72 acres (31,363 sqft)
Owner	2 Individual Names on File
Last Sale	$199,000 (Mar 2022)
Tax Bill	$4,147 (2026)
Deeds & Mortgages	May 2021 Refinance Mar 2022 Sale & Mortgage + 1 more
APN	`170800 162.11-1-26`

Property Details

APN / Parcel Number

Primary APN	`170800 162.11-1-26`
Alternative APN	`080016201100010260000000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,428 sqft Living Area
1st Floor Area	924 sqft
Upper Floors Area	504 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Lot Area	31,363 sqft (0.72 acres)
Lot Dimensions	150 ft deep x 210 ft wide
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Above-Ground Pool
Pool Area	256 sqft
Porch	Slab

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	23 ONEIL AVE
City	JOHNSTOWN
State	NY
Zip	12095-1114
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	03 - MULTI
Legal Block	1
Legal Lot Number	26.000
Jurisdiction	FULTON NY
Township / Civil Division	JOHNSTOWN
Census Block Group	4
Census Block	4004
Census Tract	971300

Owner

23 Oneil Ave is owned and occupied by two individuals who bought it in March 2022.

Source: Fulton County and Johnstown City records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	23 ONEIL AVE, JOHNSTOWN, NY 12095-1114
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 26, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance WELLS FARGO BANK NA
Mar 21, 2022	Warranty Deed, Transfer · FHA Mortgage MLB RESIDENTIAL LENDING LLC
Jun 5, 2018	Deed, Transfer · Stand-Alone Refinance HOMESTEAD FUNDING CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 21, 2022 · Amount on File
Deed Sale	Mar 21, 2022 · Amount on File
Prior Sale	Jun 5, 2018 · Amount on File
Deed Document Number	202273666
Prior Transfer Date	Mar 11, 2002
Prior Transfer Doc	0908000263
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FULTON NY
Property Address	23 ONEIL AVE, JOHNSTOWN, NY 12095-1114
Transaction Type	Mortgage
Record Updated	Oct 13, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202167613
Date	May 26, 2021
Instrument	2021-67613

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FULTON NY
Recording Date	Mar 21, 2022
Property Address	23 ONEIL AVE, JOHNSTOWN, NY 12095-1114
Document Number	0202273666
Instrument Date	Mar 4, 2022
Instrument	2022-73666
Transaction Type	Transfer
Record Updated	Oct 13, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17 SUMMIT AVE, AMSTERDAM, NY 12010-2425
Investor	Possibly a Property Investor

Mortgage

Document Number	0202273667
Date	Mar 21, 2022
Instrument	2022-73667

Lender

Name	MLB RESIDENTIAL LENDING LLC

Agreement

Type	FHA Mortgage
Amount	Amount on Record

June 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	FULTON NY
Recording Date	Jun 5, 2018
Property Address	23 ONEIL AVE, JOHNSTOWN, NY 12095-1114
Document Number	0201850381
Instrument Date	Jun 1, 2018
Instrument	2018-50381
Transaction Type	Transfer
Record Updated	Apr 12, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201850382
Date	Jun 5, 2018
Instrument	2018-50382

Lender

Name	HOMESTEAD FUNDING CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 23 Oneil Ave was $4,147, down 31.5% from the year before.

Source: Fulton County and Johnstown City assessment roll, as of April 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Fulton County
Municipality	Johnstown City
Unified School District	Johnstown City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,147.00 (-31.49%)
2025	$6,053.00	$131,500 Land $32,600 Building $98,900	$212,097 Land $52,581 Building $159,516
2023		$131,500 Land $32,600 Building $98,900	$175,333 Land $43,467 Building $131,866

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 23 Oneil Ave; there have been 9 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	5 in force
Nearby Flood Claims	9 (1996–2022)
Most Recent Claim	Jun 2022 · rainfall accumulation
Claims by Event	Hurricane Irene, Sep 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 23 Oneil Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JOHNSTOWN (C) WATER WORKS serves 8,154 people · EPA ID NY1700019
Water Source	Surface water
Last State Inspection	Nov 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jul 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Frontier, Verizon.

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