36 Olivia Ln, Inlet Beach, FL 32461 Property Records

Walton County property record for 36 Olivia Ln, Inlet Beach, FL 32461

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,512 sqft · built 2004
Lot Size	0.112 acres (4,865 sqft)
Owner	2 Company Names on Record
Last Sale	$870,000 (Apr 2021)
Tax Bill	$7,663 (2025)
Deeds & Mortgages	Apr 2021 Sale & Mortgage Oct 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`28-3S-18-16190-00A-0040`

Property Details

APN / Parcel Number

Primary APN	`28-3S-18-16190-00A-0040`
Alternative APNs	`28-318-16190-00A-0040` `1061694`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	1,512 sqft Living Area
Gross Area	1,916 sqft
1st Floor Area	1,080 sqft
Flooring	Carpet
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Concrete
Roof Type	Cathedral/Clerestory
Roof Material	Other
Lot Area	4,865 sqft (0.112 acres)
Garage Type	Carport
Garage Area	242 sqft
Carport	Carport
Carport Area	242 sqft
Porch	Finished Screened Porch
Porch Area	404 sqft
Utility Building	55 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	36 OLIVIA LN
City	INLET BEACH
State	FL
Zip	32461-0724
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TND
Legal Description	LOT 4 BLK A MAGNOLIA COTTAGES BY THE SEA PB 15-49 REPLAT IN PB 15-71 OR 2646-4793 OR 2647-280 OR 2829-1279 OR 2830-4667 OR 3009-404 OR 3095-1375 OR 3191-2912 OR 3358-3378
Legal Range	018
Legal Township	03S
Legal Section	28
Legal Subdivision	MAGNOLIA COTTAGES BY THE SEA
Legal Block	A
Legal Lot Number	4
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	1
Census Block	1042
Census Tract	950610

Owner

Source: Walton County records, as of January 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	36 OLIVIA LN, INLET BEACH, FL 32461-0724
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Living Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2021	Warranty Deed, Transfer · Conventional Mortgage SYNOVUS BANK
Oct 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage SOUTHEAST MORTGAGE OF GEORGIA
Jan 18, 2019	Warranty Deed, Transfer · Conventional Mortgage SOUTHEAST MTG/GA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 6, 2021 · Amount on Record
Deed Sale	Apr 6, 2021 · Amount on Record
Prior Sale	Jan 18, 2019 · Amount on Record
Deed Document Number	202116630
Deed Book / Page	3191 / 2912
Last Transfer Date	May 6, 2025
Transfer Doc	0033583378
Record Updated	Jun 8, 2026

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Apr 6, 2021
Property Address	36 OLIVIA LN, INLET BEACH, FL 32461-0724
Document Number	0031912912
Book / Page	3191 / 2912
Map Reference	MB 15 PG 71
Instrument Date	Mar 30, 2021
Instrument	20210016630
Transaction Type	Transfer
Record Updated	Dec 30, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,090.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2059 FAIRHAVEN CIR NE, 2059, ATLANTA, GA 30305-4312

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	322 HUNTERS RDG, MARIETTA, GA 30068-4832

Mortgage

Document Number	0031912914
Date	Apr 6, 2021
Instrument	3191/2914

Lender

Name	SYNOVUS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	36 OLIVIA LN, INLET BEACH, FL 32461-0724
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2059 FAIRHAVEN CIR NE, ATLANTA, GA 30305-4312

Mortgage

Document Number	0031660865
Date	Oct 27, 2020
Book Page	3166/865
Instrument	20200043146

Lender

Name	SOUTHEAST MORTGAGE OF GEORGIA
Type	Mortgage Company
Address	DULUTH, GA 30096

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Jan 18, 2019
Property Address	36 OLIVIA LN, INLET BEACH, FL 32461-0724
Document Number	0030951375
Book / Page	003095 / 001375
Instrument Date	Jan 17, 2019
Instrument	1760
Transaction Type	Transfer
Record Updated	Feb 5, 2019
Title Company	BLUE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,832.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 S SANTA CRUZ AVE #304 LOS GATOS CA 950306827, 304, LOS GATOS, CA 95030-6827

Mortgage

Document Number	30951377
Date	Jan 18, 2019
Book Page	003095/001377
Instrument	1761

Lender

Name	SOUTHEAST MTG/GA
Type	Mortgage Company
Address	DULUTH, GA 30096

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 17, 2049

Tax Assessment & Valuation

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,663.00 (-1.94%)	$848,132 (-1.73%) Land $226,125 Building $622,007	$848,132 (-1.73%) Land $226,125 Building $622,007
2024	$7,815.00 (-0.34%)
2023	$7,842.00 (+3.7%)	$863,082 (+5.76%) Land $226,125 Building $636,957	$863,082 (+5.76%) Land $226,125 Building $636,957
2022	$7,562.00	$816,070 Land $250,998 Building $565,072	$816,070 Land $250,998 Building $565,072

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 645 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1,249 units insured incl. 604 condo units
Nearby Flood Claims	16 (2004–2023)
Claims Outside the SFHA	10 of 16
Most Recent Claim	Aug 2023 · other causes
Claims by Event	Hurricane Sally, Sep 2020 · 2 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	REGIONAL UTILITIES WATER SYSTEM private · serves 62,225 people · EPA ID FL1660596
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: REV, Wildstar Networks.

Cell Coverage

5G (outdoors only) and 4G LTE

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