19 Olivia Ln, Inlet Beach, FL 32461 Property Records

Walton County property record for 19 Olivia Ln, Inlet Beach, FL 32461

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,225 sqft · built 2005
Lot Size	0.103 acres (4,489 sqft)
Owner	Company Name on Record
Last Sale	$1,080,000 (Jul 2025)
Tax Bill	$6,756 (2025)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Dec 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`28-3S-18-16190-00A-0090`

Property Details

APN / Parcel Number

Primary APN	`28-3S-18-16190-00A-0090`
Alternative APNs	`28-318-16190-00A-0090` `1061699`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,225 sqft Living Area
Gross Area	1,519 sqft
1st Floor Area	1,225 sqft
Flooring	Wood
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Concrete
Roof Type	Cathedral/Clerestory
Roof Material	Other
Lot Area	4,489 sqft (0.103 acres)
Porch	Finished Screened Porch
Porch Area	294 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	19 OLIVIA LN
City	INLET BEACH
State	FL
Zip	32461-0724
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TND
Legal Description	LOT 9 BLK A MAGNOLIA COTTAGES BY THE SEA PB 15-49 REPLAT PB 15-71 OR 2650-2120 OR 2759-3640 OR 2970-2859 OR 3020-1828 OR 3275-1111 OR 3298-3207 OR 3365-4614
Legal Range	018
Legal Township	03S
Legal Section	28
Legal Subdivision	MAGNOLIA COTTAGES BY THE SEA
Legal Block	A
Legal Lot Number	9
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	1
Census Block	1042
Census Tract	950610

Owner

Source: Walton County records, as of August 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	737 OAK GROVE CIR, SEVERNA PARK, MD 21146-4219
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2023	Warranty Deed, Transfer · Conventional Mortgage UBS BANK USA
Dec 12, 2022	Intrafamily Transfer, Transfer ATTORNEY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 29, 2025 · Amount on Record
Deed Sale	Jul 29, 2025 · Amount on Record
Prior Sale	Aug 10, 2023 · Amount on Record
Deed Document Number	202526635
Deed Book / Page	3365 / 4614
Prior Transfer Date	Dec 5, 2022
Prior Transfer Doc	0032751111
Record Updated	Sep 20, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Aug 10, 2023
Property Address	19 OLIVIA LN, INLET BEACH, FL 32461-0724
Document Number	0032983207
Book / Page	3298 / 3207
Map Reference	MB 15 PG 71
Instrument Date	Aug 4, 2023
Instrument	20230028756
Transaction Type	Transfer
Record Updated	Sep 1, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,630.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	310 ANGELWOOD CIR W, MEMPHIS, TN 38120-1566

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1265 MYRTLE VIEW DR, TALLAHASSEE, FL 32312-2561

Mortgage

Document Number	0032983209
Date	Aug 10, 2023
Instrument	3298/3209

Lender

Name	UBS BANK USA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Type Change Date	Sep 1, 2030
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	10.7%
Index	Other
Margin	3
Max Rate	15.7%

December 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WALTON FL
Recording Date	Dec 12, 2022
Property Address	19 OLIVIA LN, INLET BEACH, FL 32461-0724
Document Number	0032751111
Book / Page	3275 / 1111
Map Reference	MB 15 PG 71
Instrument Date	Dec 5, 2022
Instrument	20220052889
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	310 ANGELWOOD CIR W, MEMPHIS, TN 38120-1566

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	310 ANGELWOOD CIR W, MEMPHIS, TN 38120-1566

Tax Assessment & Valuation

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,756.00 (-1.89%)	$747,719 (-1.63%) Land $226,125 Building $521,594	$747,719 (-1.63%) Land $226,125 Building $521,594
2024	$6,886.00 (+22.33%)
2023	$5,629.00 (+4.67%)	$760,121 (+4.9%) Land $226,125 Building $533,996	$760,121 (+4.9%) Land $226,125 Building $533,996
2022	$5,378.00	$724,593 Land $250,998 Building $473,595	$724,593 Land $250,998 Building $473,595

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 645 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1,249 units insured incl. 604 condo units
Nearby Flood Claims	16 (2004–2023)
Claims Outside the SFHA	10 of 16
Most Recent Claim	Aug 2023 · other causes
Claims by Event	Hurricane Sally, Sep 2020 · 2 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	REGIONAL UTILITIES WATER SYSTEM private · serves 62,225 people · EPA ID FL1660596
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: REV, Wildstar Networks.

Cell Coverage

5G (outdoors only) and 4G LTE

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