36 Mountain Ave, Saugus, MA 01906 Property Records

Essex County and Saugus Town property record for 36 Mountain Ave, Saugus, MA 01906

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,782 sqft · built 1955
Lot Size	0.272 acres (11,866 sqft)
Owner	2 Individual Names on Record
Last Sale	$502,000 (Nov 2020)
Tax Bill	$6,214 (2026)
Deeds & Mortgages	Nov 2021 Reverse Mortgage Nov 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`SAUG M:006-E B:0014 L:0002`

Property Details

APN / Parcel Number

Primary APN	`SAUG M:006-E B:0014 L:0002`
Alternative APNs	`M:006=E B:0014 L:0002` `5014002`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,782 sqft Living Area
Gross Area	3,023 sqft
1st Floor Area	891 sqft
Basement Area	891 sqft
Unfinished Basement	891 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,866 sqft (0.272 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Account Number	5014002
Street Address	36 MOUNTAIN AVE
City	SAUGUS
State	MA
Zip	01906-3749
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NA
Legal Block	14
Legal Lot Number	2
Jurisdiction	SAUGUS MA
Township / Civil Division	SAUGUS
Census Block Group	2
Census Block	2004
Census Tract	208101

Owner

Source: Essex County and Saugus Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	36 MOUNTAIN AVE, SAUGUS, MA 01906-3749
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 10, 2021	Deed of Trust, Mortgage · Reverse Mortgage FINANCE AMERICA LLC
Nov 20, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Sep 21, 2018	Quit Claim Deed, Transfer RESIDENTIAL MTG SVCS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 20, 2020 · Amount on Record
Deed Sale	Nov 20, 2020 · Amount on Record
Prior Sale	Sep 21, 2018 · Amount on Record
Deed Book / Page	39204 / 413
Prior Transfer Date	Nov 17, 2020
Prior Transfer Doc	39204-413
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUGUS MA
Property Address	36 MOUNTAIN AVE, SAUGUS, MA 01906-3749
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	040470-417
Date	Nov 10, 2021
Book Page	40470/417
Instrument	20211110001490

Lender

Name	FINANCE AMERICA LLC
Type	Subprime Lender

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	997 Months
Due	Dec 1, 2104

Interest

Rate Type	Adjustable Rate
Rate	2.49%
Type Change Date	Jan 1, 2022
Index	Other

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAUGUS MA
Recording Date	Nov 20, 2020
Property Address	36 MOUNTAIN AVE, SAUGUS, MA 01906-3749
Document Number	39204-413
Book / Page	039204 / 000413
Instrument Date	Nov 17, 2020
Instrument	20001990
Transaction Type	Transfer
Record Updated	Dec 9, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$2,289.00
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	36 MOUNTAIN AVE SAUGUS MA 019063749, SAUGUS, MA 01906-3749

September 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAUGUS MA
Recording Date	Sep 21, 2018
Property Address	36 MOUNTAIN AVE, SAUGUS, MA 01906-3749
Document Number	37028-520
Book / Page	37028 / 520
Instrument	180921002720
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$40.91
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	370280522
Date	Sep 21, 2018
Instrument	37028/0522

Lender

Name	RESIDENTIAL MTG SVCS

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 21, 2048

Tax Assessment & Valuation

Source: Essex County and Saugus Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Saugus Town
Unified School District	Saugus School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,214.00 (+4.74%)	$596,400 (+7.36%) Land $353,700 Building $242,000	$654,642 (-1.03%)
2025	$5,933.00 (+4.44%)	$555,500 (+4.14%) Land $321,500 Building $234,000	$661,485
2024	$5,681.00 (+3.18%)	$533,400 (+9.08%) Land $303,200 Building $230,200
2023	$5,506.00	$489,000 Land $266,400 Building $222,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1979–1984)
Most Recent Claim	Jun 1984 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAUGUS WATER DEPT. (MWRA) serves 27,844 people · EPA ID MA3262000
Water Source	Purchased surface water from MWRA
Last State Inspection	May 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 554 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

36 Mountain Ave, Saugus, MA 01906 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

November 2021: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

November 2020: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

September 2018: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Mountain Ave

Nearby Streets

Search Property Records by Address or Parcel Number