Essex County and Saugus Town property record for 32 Mountain Ave, Saugus, MA 01906
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,412 sqft · built 1961 |
| Lot Size | 0.212 acres (9,243 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $840,000 (Aug 2025) |
| Tax Bill | $6,978 (2026) |
| Deeds & Mortgages | Jun 2025 Mortgage Aug 2025 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | SAUG M:006-E B:0014 L:0001 |
| Primary APN | SAUG M:006-E B:0014 L:0001 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,412 sqft Living Area |
| Gross Area | 3,528 sqft |
| 1st Floor Area | 816 sqft |
| Basement Area | 1,329 sqft |
| Unfinished Basement | 651 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 1961 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 9,243 sqft (0.212 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 5549026 |
|---|---|
| Street Address | 32 MOUNTAIN AVE |
| City | SAUGUS |
| State | MA |
| Zip | 01906-3749 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NA |
| Legal Block | 14 |
| Legal Lot Number | 1 |
| Jurisdiction | SAUGUS MA |
| Township / Civil Division | SAUGUS |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 208101 |
Source: Essex County and Saugus Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 32 MOUNTAIN AVE, SAUGUS, MA 01906-3749 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Jun 5, 2025 | Deed of Trust, Mortgage · Second Mortgage (Down Payment) UTR CAPITAL LLC |
| Aug 8, 2025 | Quit Claim Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE |
| Aug 23, 2024 | Foreclosure · Stand-Alone First Mortgage RFLF 7 LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 8, 2025 · Amount on Record |
| Deed Sale | Aug 8, 2025 · Amount on Record |
| Prior Sale | Aug 23, 2024 · Amount on Record |
| Deed Document Number | 20253010 |
| Deed Book / Page | 42879 / 29 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAUGUS MA |
| Property Address | 32 MOUNTAIN AVE, SAUGUS, MA 01906-3749 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 042757-550 |
|---|---|
| Date | Jun 5, 2025 |
| Book Page | 42757/550 |
| Instrument | 20250605003200 |
| Name | UTR CAPITAL LLC |
|---|
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount Recorded |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAUGUS MA |
| Recording Date | Aug 8, 2025 |
| Property Address | 32 MOUNTAIN AVE, SAUGUS, MA 01906-3749 |
| Document Number | 0042879-29 |
| Book / Page | 42879 / 29 |
| Instrument Date | Aug 8, 2025 |
| Instrument | 20250808003010 |
| Transaction Type | Transfer |
| Record Updated | Jan 26, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 32 MOUNTAIN AVE, SAUGUS, MA 01906-3749 |
| Document Number | 20250808003020 |
|---|---|
| Date | Aug 8, 2025 |
| Instrument | 20250808003020 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2055 |
| Document Type | Foreclosure |
|---|---|
| Jurisdiction | SAUGUS MA |
| Recording Date | Aug 23, 2024 |
| Property Address | 32 MOUNTAIN AVE, SAUGUS, MA 01906-3749 |
| Document Number | 042289-244 |
| Book / Page | 42289 / 244 |
| Instrument Date | Aug 23, 2024 |
| Instrument | 20240823004760 |
| Transaction Type | Foreclosure |
| Record Updated | Apr 3, 2026 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 135 SEAPORT BLVD # UT170, UT170, BOSTON, MA 02210-2732 |
| Document Number | 240823004790 |
|---|---|
| Date | Aug 23, 2024 |
| Instrument | 240823004790 |
| Name | RFLF 7 LLC |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Essex County and Saugus Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Saugus Town |
| Unified School District | Saugus School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,978.00 (+8.96%) | $669,700 (+11.69%) Land $343,600 Building $325,600 | $757,429 (-4.01%) |
| 2025 | $6,404.00 (+3.42%) | $599,600 (+3.13%) Land $312,400 Building $287,200 | $789,070 |
| 2024 | $6,192.00 (+3.53%) | $581,400 (+9.45%) Land $294,500 Building $286,900 | |
| 2023 | $5,981.00 | $531,200 Land $258,800 Building $272,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (1979–1984) |
| Most Recent Claim | Jun 1984 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SAUGUS WATER DEPT. (MWRA) serves 27,844 people · EPA ID MA3262000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | May 2025 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 554 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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