Hampden County and Ludlow Town property record for 36 Joy St, Ludlow, MA 01056
| Property Type | Duplex |
|---|---|
| Details | 5 bd · 2 ba · 2,230 sqft · built 1956 |
| Lot Size | 0.339 acres (14,767 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $122,600 (Feb 2001) |
| Tax Bill | $4,345 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | M:12D-07950 B:76 L:0 |
| Primary APN | M:12D-07950 B:76 L:0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 11 Rooms |
| Units | 2 Units |
| Stories | 3 Stories |
| Building Area | 2,230 sqft Living Area |
| Gross Area | 4,786 sqft |
| Basement Area | 1,156 sqft |
| Unfinished Basement | 1,156 sqft |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 14,767 sqft (0.339 acres) |
| Heating System | Steam |
|---|---|
| Heating Fuel | Oil |
| Account Number | 4566 |
|---|---|
| Street Address | 36 JOY ST |
| City | LUDLOW |
| State | MA |
| Zip | 01056-2164 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | RES B |
| Legal Block | 7950 |
| Jurisdiction | LUDLOW MA |
| Township / Civil Division | LUDLOW |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 810403 |
Source: Hampden County and Ludlow Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 36 JOY ST, LUDLOW, MA 01056-2164 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 16, 2001 · Amount on Record |
| Deed Sale | Feb 16, 2001 · Amount on Record |
| Prior Sale | Oct 6, 1994 · Amount on Record |
| Transfer Doc | 1438000441 |
| Record Updated | Oct 29, 2026 |
Source: Hampden County and Ludlow Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| County Subdivision | Ludlow Town |
| Unified School District | Ludlow School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,345.00 (+8%) | $271,400 (+17.03%) Land $85,200 Building $186,200 | $352,739 |
| 2025 | $4,023.00 (+3.93%) | $231,900 (+8.36%) Land $77,500 Building $154,400 | |
| 2024 | $3,871.00 (+6.11%) | $214,000 (+14.44%) Land $77,300 Building $136,700 | |
| 2023 | $3,648.00 | $187,000 Land $67,800 Building $119,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 7, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 92% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPRINGFIELD WATER AND SEWER COMMISSION serves 169,170 people · EPA ID MA1281000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 4 ppb (2024) action level 15 ppb |
| Water Quality | Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Oct 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 367 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GoNetspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Verizon.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures